Explore personal banking products

Online and Mobile Banking
Credit Cards

Personal Savings Account

Save for tomorrow or prepare for the unexpected with a Synovus Personal Savings account. $100 minimum deposit to open.

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Certificate of Deposit (CD)

A certificate of deposit (CD) is a low-risk investment that may offer you a better return on your money than traditional savings accounts while still being backed by the security of FDIC insurance.

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Money Market Account (MMA)

The Synovus Relationship Money Market Account features the safety and liquidity of an FDIC insured saving account, with returns based on market rates. Earn higher interest rates for higher balances

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Plus Checking

With Synovus Plus Checking, you get everyday value and practical benefits.

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Synovus Inspire

With our Synovus Inspire8 Checking account, you get premium benefits to help make your vision for the future a reality.

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Overdraft Protection

Life (and the occasional overdraft) happens! You have options to help keep your account on track, including ways to help prevent overdrafts.

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My Synovus

We’re proud to offer you a banking experience that makes your financial life, and your life-life easier. Bank on your time online or through our iOS and Android apps.2

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Digital Demos

Follow our step-by-step tutorials to see how easy it is to perform all your online and mobile banking needs.

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Zelle®3,4 is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes using My Synovus digital banking.

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Explore our credit cards

Looking for the right credit card8 to meet your needs? Find the credit card that's right for you.

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What does my credit score mean?

Learn where your credit score comes from and how to check your credit report.

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Check out our great offers

Choose one of these personal credit cards and get 0% introductory offers along with no fee balance transfers and rich rewards.5

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Start the process

Find a mortgage banker and apply online.

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Mortgage Basics e-book

Check out our guidebook to help navigate the home-buying process.

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Calculate your mortgage payment

Use our free mortgage calculator to see how much your monthly payments could be.

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Our personal loans and lines of credit offer a variety of options when you don’t have—or don’t want to tie up—cash on hand or home equity.

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Home Equity Line of Credit (HELOC)

Whether you’re remodeling your home, planning for recurring expenses (like a contractor’s bills or tuition payments), or keeping credit available for unexpected expenses, our 30-year Home Equity Line of Credit (HELOC)6 allows you to borrow against the equity in your home, using the money when and where you need it.

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What type of personal loan is right for you?

Personal loans, including Securities Backed Lines of Credit (SBLOC), can be a great alternative to high-interest borrowing options when you have a major expense to cover. Here's how they work.

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Discover Digital Banking

Bank online 24/7 with My Synovus

Make the most out of banking with Synovus by enrolling in My Synovus. By taking two quick actions, you can start banking the way you want to, when you want, 24/7. Enroll and download the app.7


Download the My Synovus app

Send money with Zelle®

Send money fast to friends, family and others you trust, using the My Synovus digital banking app.

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Go paperless

As a Synovus customer, opting for paperless statements is an easy, smart, and responsible choice that gives you enhanced security, more convenience, and less clutter.

Enroll today

Digital demos

Follow our step-by-step guides for all of your everyday personal and business banking needs online or on your mobile device.

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Earn up to $500 by referring your friends to Synovus.

We'll give you and each of the first 10 friends you refer $50 when they open and maintain a Plus, Inspire or Budget checking account. Terms and conditions apply.

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Enjoy flexible access

  • Synovus Connections® Visa® Prepaid Card
  • Check Cashing
  • Safe Deposit Boxes

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Learn helpful information on financial topics

For more than 130 years, we’ve earned our customers’ trust by providing the financial knowledge you need to keep your finances on track.

Financial security

Scam alert: Phishing Keep your personal information safe

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Managing finances

Infographic: 5 tips to help you become financially fit in 2023

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How to set up a 401(k) plan to help you save for retirement

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Home ownership

Infographic: Mortgage process timeline

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Explore more topics to manage your financial life.

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Find it fast

1-888-SYNOVUS (1-888-796-6887)

Routing Number: 061100606

Get advice from someone in your community

Branch and ATM availability

Important disclosure information

  1. All accounts are subject to approval. We offer a limited selection of CD options online; additional CD term lengths, account features, and interest rates are available in branch. Back
  2. Minimum system requirements: For mobile apps, iOS® 11 and above or Android™ version 5 and above. My Synovus supports the most recent versions of Internet Explorer, Microsoft Edge, Chrome, Firefox, and Safari and any previous versions that are still supported by Microsoft, Google, Mozilla, and Apple respectively. Back
  3. Individual, daily, and monthly payment limits apply and are described within the Zelle service agreement in My Synovus. In addition, you must have at least $100 remaining in your account following any payment. Back
  4. Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Back
  5. Rewards can only be earned and redeemed when the account is active and in good standing. Rewards are earned on qualifying net purchases (spend), which are purchases minus returns. Back
  6. Offer limited to home equity lines only, secured by a valid first or second lien position on owner-occupied primary dwelling. Home equity lines may also be secured by secondary dwellings for Synovus Inspire and Private Wealth customers. For more information on Inspire, see Synovus.com/SynovusInspire. For more information on Private Wealth, see Synovus.com/PrivateWealth. Mobile homes not eligible. Property insurance and appraisal will be required. Flood insurance may also be required. Back
  7. Use of the My Synovus mobile app requires your mobile service provider's data and /or text plan. Message and data rates may apply. Back
  8. All Synovus checking accounts are subject to approval. All credit cards, loans and lines of credit are subject to credit approval. Back