Small businesses don’t start with certainty; they start with a dream and the drive to turn that vision into something more. We recognize that ambition and stand behind business owners as ideas take shape, helping bring structure and build a financial foundation that supports growth. Discover how entrepreneurs are scaling today and why having the right partner matters along the way.
Video | Time 3:40
Building across industries, communities and generations takes more than expertise. For “T” Ruskin, whose entrepreneurial reach spans more than ten businesses, partnership became the force that carried his vision forward.
Watch the video above
Article | 11 minute read
Women-owned businesses face funding gaps, but smart capital strategies can help. From grants to microloans, blending funding sources boosts cash flow, reduces costs and protects ownership.
Article | 12 minute read
Renting or buying office space is a pivotal decision for small businesses. Compare the costs, tax considerations, flexibility and long-term benefits of each option to determine what best supports your financial goals and growth plans.
Easy-to-use digital cash management tools that simplify daily business banking with real-time transactions and powerful insights. Make payments, maintain receivables, increase security, streamline tasks and save time and money. The Synovus GatewaySM app1 also gives you full mobile banking capabilities, including mobile deposits.
Business checking
Synovus has a business checking
account to fit your needs, no matter your
transaction volume. All Synovus business
checking accounts feature 24/7 access to
your account, unlimited fee-free
transactions at all Synovus and Publix®
Presto! ® ATMs, FDIC deposit insurance
up to $250,000.2
Business savings
Build a cash reserve for your company
while earning interest on the entire
balance. Open this account with as little as $100 and earn interest on the entire balance, and FDIC deposit insurance up to $250,000.2
Certificate of deposit and money market accounts
Earn interest on short- and long-term
funds. All Synovus money market and CD accounts feature interest earned3 on your entire balance, generous monthly
deposits at no fee, and FDIC deposit
insurance up to $250,000.2
Synovus offers cash and risk management solutions that can be customized to meet your needs, all with convenient one-click desktop and mobile access through Synovus GatewaySM.
ACH origination
Make or receive payments anywhere with
ACH Origination.4 Eliminate physical
checks and manual processes by
initiating payroll and other disbursements
for direct payment into a checking or
savings account. Expedite receivables by
scheduling recurring or one-time
electronic payments such as member
dues or other regular payments to your
business.
Positive Pay
Minimize loss and create efficiencies by
safeguarding against check and ACH
fraud, identifying threats before they
occur. Make real-time pay/no-pay
decisions and monitor activity with
automated online reporting.
Remote Deposit
Accelerate your cash flow and reduce
trips to the bank, travel expense, and
employee risk. Remote Deposit speeds
funds availability to improve cash flow
with same-day ledger credit for check
deposits made before 6:00 p.m. ET each
business day.
Wire transfers
Initiate domestic and international wire transfers5 quickly, easily and securely
using Synovus Gateway. Establish
recurring transfers6 and receive
notification of incoming wires. For added
security, token authentication is required
at time of release.
Synovus Merchant Services7 can optimize receivables with industry-leading technology, operational insights, and meaningful advice to help improve customer experience, expedite receivables with next-day funding, and drive value to your bottom line.
Processing beyond point of sale
Synovus Merchant Services offers an
array of solutions beyond the terminal to
help your business grow, such as our
Synovus Commerce Suite – an all-in-one
merchant services solution. Engage with
customers whenever and however they
want with online, mobile, contactless, and
unattended payment functionality.
Simple, affordable payment acceptance
With Synovus SimpliMerchant, your customers can pay their way, either in-store with a tap, dip, or swipe or online. The easy setup of the latest technology allows you to start accepting payments using a card reader and your smartphone, tablet, or point-of-sale (POS) system. SimpliMerchant offers a customized combination of POS technology, management tools, and reporting for your business, all with predictable fees.
Loans and Lines of Credit4
Dedicated lending professionals to meet your credit needs through flexible terms tailored to your business.
Line of credit
Easily generate working capital or short term
financing for unexpected expenses.
Access cash by check or online transfer
to your account.5, 8
Working capital loans
Fund projects or obtain permanent
working capital with fixed or variable
rates.
Equipment financing or leasing
Finance the equipment to get to the next
stage of success, from construction to
manufacturing to medical. Fast and
affordable lease financing options are
also available through our partnership
with Verdant Commercial Capital.9
Real estate
Acquire a new building to grow your
business or as an investment, develop
your current space, or start construction
from the ground up with a commercial
real estate loan. Fixed and variable rates
are available.
Small Business Administration
(SBA) loans10
As part of the SBA Preferred Lender
Program, eligible businesses can access
government-guaranteed loans through
Synovus. Enjoy streamlined procedures
and the authority to make final credit
decisions at the bank level.
These are non-deposit products and are not FDIC insured.
Synovus Visa® Business credit
cards4
Make purchases, expense capital, or pay
vendors by choosing the best card for
you. Some cards feature rewards for gift
cards, travel, cash back, and more.
Specialty credit cards4
Synovus Visa Purchasing cards help
eliminate purchase orders and other
paperwork, while offering the control and
convenience of a single monthly bill for all
charges. Synovus Visa Corporate cards
allow you and your employees to manage
and monitor travel, entertainment, and
other business spending by multiple
cardholders.
These are non-deposit products and are not FDIC insured.
You’re building something bold, and you don’t have to do it alone. Whether you're scaling, expanding or launching your next big idea, we have resources to help you every step of the way.
Visit your local branch or call 1-888-SYNOVUS (1-888-796-6887)
IMPORTANT INFORMATION ABOUT THESE BANKING SERVICES
Only bank deposits are FDIC insured. Loans and lines of credit are not FDIC insured.
Credit cards are issued by Synovus Bank, 1111 Bay Avenue, Columbus, GA 31901
All accounts are subject to approval.
The Synovus Gateway mobile application requires your mobile service provider’s data and/or text plan. Message and data rates may apply.
BackDeposits into business bank accounts at FDIC-insured institutions are insured up to at least $250,000 per depositor.
Back
