Money Market Accounts

All Synovus money market accounts1 feature:

  • Tiered market-based interest rates,2 with higher rates on higher balances
  • Unlimited transactions if done in person, by mail, through an ATM or over the phone (with the check sent through the mail); up to 6 withdrawals per month by check, check card transaction, transfer or pre-authorized transfer3,4
  • Free notary services
  • Deposits insured by the FDIC up to $250,0005
  • My Synovus Digital Banking6 account access

Important Disclosure Information

  1. All accounts are subject to approval. Back
  2. Rates are subject to change without notice. Back
  3. Account Transaction Limitations for Savings and Money Market Accounts - Savings and Money Market Accounts may have no more than six (6) debit transactions per month or monthly statement cycle. A debit transaction is a check, debit/check card transaction, transfer, or pre-authorized transfer, including those made by phone or modem. Unlimited transactions are permitted if made by the customer in person, by email, through an ATM or by phone if the check is mailed to the customer. If an account continually exceeds the allowed debit transactions, we may convert it to a checking account.

  4. The excessive transaction fee of $15 is assessed per occurrence on Money Market Accounts, regardless of the account balance, after six debit transactions are paid during the statement cycle. Back
  5. The standard insurance amount is $250,000 per depositor. Visit for more information.  Back
  6. Use of the My Synovus mobile app requires your mobile service provider's data and /or text plan. Message and data rates may apply. Back
  7. Must maintain minimum balance of $1,000 in account each day of statement cycle to obtain applicable Annual Percentage Yield (APY). The interest rate on the entire balance in your account will be paid on the applicable daily balance tier. Interest is earned on daily balances of $1,000 or more, compounded daily, credited monthly, and paid on the collected balance using the daily balance method. Account has a variable interest rate subject to change after account opening and without notice. Back
Synovus routing number:


Interested in a money market account?

Visit your local branch or contact us to check our current rates.

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