Making your money work for you

The Synovus Relationship Money Market Account features the safety and liquidity of an FDIC insured saving account, with returns based on market rates including:

  • No minimum balance required to earn interest. Earn more interest by maintaining higher deposit balances or participating in a relationship program with Synovus.1,2 View tiered interest rates here3 or learn more about Synovus Plus, Synovus Inspire, or Synovus Private Wealth.9
  • Minimum to open is $100. Avoid a $10 monthly service fee by maintaining a minimum ending balance of $2,500 at the time of statement cycle in Synovus deposit or investment account balances.2
  • My Synovus Digital Banking4 account access
  • Deposits insured by the FDIC up to $250,0005
  • Unlimited deposits; up to 6 withdrawals per month by check, debit card transaction, transfer or pre-authorized transfer6,7
  • Receive statements quarterly, or monthly when combined with your checking statement.8
  • Free notary services

Check rates Apply online

Important Disclosure Information

All accounts are subject to approval.

  1. The Annual Percentage Yield (APY) is subject to change without notice. The interest rate on the entire balance of your account will be paid based on the applicable daily balance tier. Account has variable interest rate subject to change after account opening and without notice. Interest is earned on account balances greater than $0, compounded daily, credited monthly and paid on the collected balance, using the daily balance method. Fees may reduce earnings. Back
  2. Includes personal checking, savings, money market, CD or IRA accounts with Synovus Bank or investment accounts with Synovus Securities, Inc. Synovus Securities Inc. is the broker/dealer affiliate of Synovus Bank and is a member FINRA/SIPC and an SEC Registered Advisor. Investment products are NOT FDIC INSURED, NO BANK GUARANTEE, MAY LOSE VALUE. Back
  3. Rates are subject to change without notice. Back
  4. Use of the My Synovus mobile app requires your mobile service provider's data and /or text plan. Message and data rates may apply. Back
  5. The standard insurance amount is $250,000 per depositor. Visit for more information. Back
  6. Account Transaction Limitations for Savings and Money Market Accounts - Savings and Money Market Accounts may have no more than six (6) debit transactions per month or monthly statement cycle. A debit transaction is a check, debit/check card transaction, transfer, or pre-authorized transfer, including those made by phone or modem. Unlimited transactions are permitted if made by the customer in person, by mail, through an ATM or by phone if the check is mailed to the customer. If an account continually exceeds the allowed debit transactions, we may convert it to a checking account. Back
  7. The excessive transaction fee of $15 is assessed per occurrence on Money Market Accounts, regardless of the account balance, after six debit transactions are paid during the statement cycle. Back
  8. Combined statements mailed monthly, statements for other accounts mailed quarterly. Back
  9. Standard Rates accurate as of 06/30/2020. All Relationship Money Market accounts receive Relationship Rates shown at initial account opening (or conversion for existing Synovus money market accounts). Customer relationships are evaluated every month-end to determine relationship rate qualification. To continue receiving Relationship Rates after the first month-end evaluation, you must meet the necessary relationship requirements. If you do not meet the relationship requirements to receive preferred rates under a Synovus relationship program (Synovus Plus, Synovus Inspire, Synovus Private Wealth), your Relationship Money Market account will receive Standard Rates after month-end evaluation. Back

Synovus routing number:


Interested in a money market account?

Visit your local branch or contact us to check our current rates.

Do I need a CD or a money market account?

Understand the differences between a CD and a money market account and find out which is right for you.

Read now