Home Equity Loans & Lines of Credit1

Home Equity Line of Credit (HELOC)

Whether you’re planning for recurring expenses—like a contractor’s bills or tuition payments—or keeping credit available for unexpected expenses, a HELOC1 lets you borrow against the equity in your home and use it when you need it.

Benefits:

  • Use your line of credit as often as you like for any amount up to your credit limit
  • Pay interest—which may be tax deductible2—on only the actual amount you’ve used (not your total HELOC limit)
  • Simply transfer funds from your HELOC to another account—or write a HELOC check or use your Visa® Platinum Home Equity debit card

Home Equity Loans

If a big, one-time expense—like a new car, a wedding or debt consolidation—has you worried, a home equity loan1 can provide a lump sum to get you over the hump. With a loan backed by the equity in your home, you can quickly and easily meet your obligations while enjoying the security of a fixed interest rate. Then, you’ll keep things simple by paying back your loan in monthly installments.

Important Disclosure Information

  1. All loans and lines of credit are subject to credit approval. Back
  2. Please consult your tax advisor.  Back
Interested in a home equity loan or line of credit?

Visit your local branch or call us to check our current rates.