Personal Checking Accounts
No monthly service fee no matter how much your account balance changes
Our Free Checking account was designed with you in mind—it’s simple, convenient, easy to use, and best of all, free. Get off to a great start with these key features:
- Save money - No monthly service fee no matter how much your account balance goes up or down. $100 minimum deposit to open the account.
- Save time - With our digital banking tools2, you can make deposits4, check balances, transfer funds, and make payments anytime, anywhere.
- Pay bills automatically - Our free, unlimited online bill pay5 lets you schedule bill payments so you aren’t late.
- Bank whenever it’s convenient for you - Our Synovus digital banking app2 for iPhone® and Android™ lets you take care of your daily banking needs on the go, 24/7.
Looking to get even more out of your banking experience?
With Synovus Plus – a relationship program that offers premium benefits and services designed specifically around your needs. Learn more.
Access premium benefits to inspire your future
With our Synovus Inspire Checking account, you experience banking designed to champion your success. You’ll receive premium benefits to help make your vision for the future a reality.
$100 minimum deposit to open
Avoid a $50 monthly service fee by maintaining $100,000 minimum ending balance in combination of your personal checking, savings, money market, IRA, CD or investment accounts as of the last business day each month.6
Online account applications are available only to residents in Alabama, Florida, Georgia, South Carolina, and Tennessee
- Earn more interest by maintaining higher deposit & investment account balances with Synovus.7
- Free Synovus standard wallet checks or 50% discount on designer checks; also enjoy free official checks (like cashier’s or certified checks) and 50% off safe deposit box rentals.8
- Foreign ATM withdrawal fee refunds.9
- Stop payment and domestic wire transfer (incoming & outgoing) fee refunds.
- Waived overdraft, overdraft transfer, non-sufficient funds & uncollected funds fees.
- Receive a Visa® Platinum debit card with premium Visa® benefits including concierge services, lost luggage insurance, price protection, purchase security, and warranty manager.10
- Enjoy Visa® Zero Liability, to protect your Visa® Platinum debit card from fraud at no additional cost.11
With your Inspire Checking account, enjoy access to additional premium benefits & services through our Synovus Inspire relationship program including:
- Credit monitoring & identity theft protection services. Valid email address and separate enrollment required.
- Priority customer service
- And more
Accessible banking with no
$5 monthly service fee with a $25
minimum deposit to open
Learn how to prevent overdrafts
Interested in a checking account that helps to avoid overdraft or non-sufficient funds (NSF) fees? Check out Synovus Budget Checking.
Synovus routing number:
Learn more about Contactless Payments
Tap to pay with your Synovus Visa® Debit card. Enjoy a fast, easy, and secure way to pay.