Money Market Accounts

All Synovus money market accounts1 feature:

  • Tiered market-based interest rates,2 with higher rates on higher balances
  • Unlimited transactions if done in person, by mail, through an ATM or over the phone (with the check sent through the mail); up to 6 withdrawals per month by check, check card transaction, transfer or pre-authorized transfer3,4
  • Free notary services
  • Deposits insured by the FDIC up to $250,0005
  • Online Banking and Mobile Banking6 account access

Signature Money Market
If you’d like to earn a market-based interest rate2,7 without tying up too much of your cash, our Signature Money Market account1 offers the benefits of a money market account for a modest balance requirement. 
Premium Money Market

When you have larger sums available to deposit, you’ll receive even greater rewards for higher balances with our Premium Money Market account,1 thanks to a tiered interest rate2,7 structure. 

Important Disclosure Information

  1. All accounts are subject to approval. Back
  2. Rates are subject to change without notice. Back
  3. Account Transaction Limitations for Savings and Money Market Accounts - Savings and Money Market Accounts may have no more than six (6) debit transactions per month or monthlystatement cycle. A debit transaction is a check, debit/check card transaction, transfer, or pre-authorized transfer, including those made by phone or modem. Unlimited transactions are permitted if made by the customer in person, by email, through an ATM or by phone if the check is mailed to the customer. If an account continually exceeds the allowed debit transactions, we may convert it to a checking account.

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  4. The excessive transaction fee of $15 is assessed per occurrence on Money Market Accounts, regardless of the account balance, after six debit transactions are paid during the statement cycle. Back
  5. The standard insurance amount is $250,000 per depositor. Visit www.fdic.gov for more information.  Back
  6. Requires mobile service provider's text and/or data plan, for which charges may apply. Back
  7. Must maintain minimum balance of $1,000 in account each day of statement cycle to obtain applicable Annual Percentage Yield (APY). The interest rate on the entire balance in your account will be paid on the applicable daily balance tier. Interest is earned on daily balances of $1,000 or more, compounded daily, credited monthly, and paid on the collected balance using the daily balance method. Account has a variable interest rate subject to change after account opening and without notice. Back
Interested in a money market account?

Visit your local branch or contact us to check our current rates.

Bank your way

If you like the flexibility and convenience of online banking, we've got you covered - anytime, anywhere

Online banking

Mobile banking

ATM banking

Earn a higher rate of interest on a money market account versus traditional savings while maintaining the flexibility to withdraw without penalty in an emergency.