Synovus Plus
Practical benefits designed to make managing your finances a more rewarding experience.
With a Synovus Plus Checking account,1 you are guaranteed access to Synovus Plus Relationship Program benefits.2
Credit and Identity Protection with Carefull ID
In a world of data breaches, scams and phishing emails, it’s important to safeguard your credit and identity now more than ever. Synovus Plus customers now have complimentary access to Carefull ID, which includes:
- 24/7 credit monitoring and alerts
- Change of address monitoring
- Identity monitoring
- Dark web monitoring
- Identity restoration & recovery support
- Educational content on emerging fraud and scams
If issues do arise, your Carefull membership also comes with $1 million of Identity Theft Insurance, plus Carefull’s award-winning, U.S.-based customer care team to answer questions and help you move forward. All because you’re a Synovus Plus customer. Activate your Carefull ID benefits, using the link we will send you via email.
Perks that add up fast
Enjoy preferred rates, benefits, and extras to help you grow your finances through:
- Better returns on Synovus Personal Savings, Relationship Money Market Accounts, personal CDs, and IRAs.4
- Discounts on Synovus home equity lines of credit (HELOC), and security-backed lines of credit (SBLOC)5 via APR reductions.
- More competitive cash back and bonus point rewards on Synovus credit cards.2,5
Refer to the Synovus Plus program terms for specific details.
Personalized insights and guidance
Take the guessing game out of the equation and set your financial goals with expert help by:
- Conducting an in-branch Financial Needs Assessment that provides goals-based coaching and tips
- Using My Synovus Insights to stay on track and turn your goals into reality
Hassle-free banking
Managing your money should be simple, with minimal surprises. That’s why, with Synovus Plus Checking, you can rest easy knowing that you get:
- One non-Synovus ATM fee refund per month.6
- First order of standard checks for free.
- A 50% refund on your annual safe deposit box fee.7
- Unlimited fee-free transactions at our network of Synovus and Publix® Presto!® ATMs.
- Contactless Synovus Visa® debit card with no annual or monthly usage fee.
- Seamless integration between your Synovus Visa® debit card and Apple Pay®, Google Pay™, or Samsung Pay® mobile wallets.
- Bill Pay, Zelle®, and mobile deposit through My Synovus digital banking.8
Waive the $10 monthly account fee with one of the following:
- You are a member of the military community9
- Maintain a minimum $10,000 relationship balance
- Maintain a minimum $3,500 monthly deposits
- Maintain a minimum $500,000 business relationship balance
$100 minimum deposit is required to open a new Plus Checking account.
Ready to take the next step?
For more details, call 1-888-SYNOVUS (1-888-796-6887), or visit your local branch to talk with a banker.
Important Disclosure Information
Only Bank Deposit products are FDIC insured. Synovus Bank, Member FDIC.
The service marks and trademarks used herein belong to their respective owners.
Never give out your username, password, secure access code, or token. This is a serious threat. Synovus will never ask for this information. Any caller who asks for this information is not calling from Synovus. Protect yourself. Hang up and call 1-888-SYNOVUS (1-888-796-6887). Do not call the number back that was on your call log.
Some electronic banking services (“Services”) made available to you by Synovus require you to use credentials including without limitation, passwords, user ids, tokens, multi-factor authentication, or other means of authentication, or any combination of the foregoing (“Credentials”). You authorize us to follow any instructions you or anyone else enters through any Services using your Credentials. Because your Credentials can be used to access money from, and information about, your accounts, you should treat your Credentials with the same degree of care and secrecy that you use to protect your automated teller machine card, personal identification number, or other sensitive personal financial data. You agree not to give your Credentials, or make them available, to any person not authorized to access your accounts, and you agree that we may conclusively presume that if your Credentials are used, such use is by you, including, without limitation, any of your authorized representatives or Users.
- Subject to approval. $100 minimum deposit to open the account. There is a monthly service fee of $10, which is debited from the Plus Checking Account at the end of the statement cycle. The monthly service fee can be waived with $10,000 minimum ending balance in combination of your personal checking, savings, money market, IRA, CD or investment accounts, OR with minimum $3,500 monthly deposit into any of your personal checking accounts, OR $500,000 minimum ending balance in combination of your business checking, savings, money market, or CD accounts. Additional terms and miscellaneous fees may apply. Please refer to Schedule of Fees and Charges on synovus.com for pricing information. Back
- The complete list of Synovus Plus benefits is available at: synovus.com/SynovusPlus. Back
- Valid email address and separate enrollment required. Back
- Preferred rates on Personal Savings & Relationship Money Market accounts, and on personal Synovus CDs and IRAs. For CD/IRA relationship rate benefits, visit a local branch and talk with a banker for details. Back
- All credit cards, loans and lines of credit are subject to credit approval. Home equity line of credit benefits apply to the HELOC products. Back
- Refund applied at statement cycle. Does not include fees charged by other financial institutions or ATM owners. Back
- Safe deposit boxes subject to availability. Safe deposit box fee must be set to debit from your Anchor Account. The 50% refund will be applied to the standard safe deposit box fee amount and may replace lessor discounts that you may otherwise have. We will continue to charge you the fee and credit the refunded amount each year. Back
- Use of the My Synovus mobile app requires your mobile service provider’s data and /or text plan. Message and data rates may apply. Back
- Primary account holder must present valid military ID at account opening. Back
†Investment products and services provided by Synovus are offered through Synovus Securities, Inc. (“SSI”), Synovus Trust Company, N.A. (“STC”) and Creative Financial Group, a division of SSI. Trust services are provided by Synovus Trust Company, N.A. The registered broker-dealer offering brokerage products for Synovus is Synovus Securities, Inc, member FINRA/SIPC and an SEC Registered Investment Advisor. SSI is a subsidiary of Synovus Financial Corp. and an affiliate of Synovus Bank and STC, and STC is a subsidiary of Synovus Bank.
NOT FDIC INSURED
NO BANK GUARANTEE
MAY LOSE VALUE
The service marks and trademarks used herein belong to their respective owners.