Home Equity Line of Credit1
Whether you’re remodeling your home, planning for recurring expenses (like a contractor’s bills or tuition payments), or keeping credit available for unexpected expenses, our 30-year Total Line of Credit (TLC) home equity line of credit (HELOC)1 allows you to borrow against the equity in your home, using the money when and where you need it. We make it easy, convenient, and worry-free.
Our HELOC Rates
Rates without any customer relationship discounts are as low as 3.99% APR.3
- Borrow up to 89.90% of your home's value4
- Choose from an interest-only payment option
- Fix all or a portion of your balance during the draw period5
- Use your line of credit as often as you like for any amount up to your credit limit
- Enjoy interest payments that may be tax deductible6
- Get easy access to your funds by simply transferring money from your HELOC to another account (such as your checking or savings account), writing a HELOC check, or using Visa® Home Equity Line of Credit (HELOC) card
- Save up to $500 on your closing costs2
- Eliminate private mortgage insurance when purchasing a new home 7
To apply or learn more, visit your nearest Synovus branch or call us at 1-888-SYNOVUS (1-888-796-6887).