Synovus Private Wealth is your key to world-class wealth management. Our team of advisors is here to bring you proactive advice, above-and-beyond service, and rewarding benefits that help you get more out of life.

Understanding your whole picture

We take the time to understand your whole picture–your past, present and future. When we consider all the factors that make you and your family unique, your financial plan can be truly personal and help you achieve more.

Your own team of experts

Get the right team, built around your goals. With seasoned investment strategists, asset managers, estate planners, and bankers, you’ll receive a comprehensive set of products and services that best serves your needs.

Above-and-beyond service

Experience distinguished service, because you’ve earned it. You’ll have a dedicated relationship manager—your single-point of contact—and can access support however you choose: in-branch, at your office, or on the phone with Priority Customer Care.

Synovus Private Wealth is your key to world-class wealth management. Our team of advisors delivers proactive advice, exceptional service, and rewarding benefits to help you get more out of life.

Before we build a plan or recommend any product or service, we focus on understanding your priorities. We want to know your story and what your success represents. Whether it's financial freedom, security, influence, the opportunity to make a difference or all of the above.

At Synovus Private Wealth, our advisory bankers, investment advisors, certified financial planners and trust and estate specialists work together to customize solutions to help you achieve your goals.

Financial solutions tailored for you

Deposit and Liquidity Solutions
Loans and Lines of Credit
Financial Planning
Investment Services
Trust and Estate Services

Private Wealth Checking1

Get premier benefits and tiered interest rates based on your Relationship Balance. Additionally, you have access to even more benefits when you maintain a $100,000 minimum ending Relationship Balance. To open an account talk with your PWA; look-up contacts below.

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Money Market Account (MMA)

Enjoy the safety and liquidity of an FDIC-insured saving account, with returns based on market rates. Earn higher interest rates for higher balances.

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Liquidity Solutions

Contact your Private Wealth Advisor to preserve your liquidity while maximizing deposit growth. Our experts can advise you on how to seamlessly integrate the latest liquidity solutions to help you achieve your personal financial goals.

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Home Equity Line of Credit

Enjoy special rates with your Private Wealth HELOC:

  • All of your closing costs may be covered2
  • Great lender credit available
  • Special variable rates as low as 7.90% APR3
  • Borrow up to 89.9% of your home’s value3
  • We have interest-only payment options
  • Fix all or a portion of your balance during the draw period4

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Securities-Backed Line of Credit

The Securities-Backed Line of Credit is a convenient, flexible credit line5 that provides funds at favorable interest rates to support your wealth plan. Instead of selling securities to access cash, keep your investment portfolio intact by using eligible securities5 as collateral.

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Premier Mortgage

Talk with us about customized mortgage solutions:

  • Jumbo and super jumbo loans
  • Specialty physician and dentist loans
  • One-time, construction-permanent financing for primary and second homes

Synovus has internal processing and underwriting, and an internal appraisal management department, which enables us to provide quick turn times on underwriting approval and appraisal delivery.

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We’re here to guide and help prepare you for all of life’s financial challenges — and opportunities — both today and in the future.

Thinking about long-term goals and family obligations can be overwhelming. Caring for an aging parent. Proper asset allocation based on your risk tolerance. Your children’s education. Retirement and estate planning to protect your legacy. We’ll help you set and meet achievable goals so you can feel confident about the future. 

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With a full suite of investment services6, we can help you with strategies to achieve your financial goals.

Improve your chances of success by working with an experienced Financial Advisor to set your asset allocations and diversify7 your portfolio with investment vehicles that support your priorities:

  • Creating income strategies
  • Saving for education and other special purposes (wedding, vacation, second home)
  • Planning investment strategy for your retirement
  • Protecting your family

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Financial solutions to help shape your legacy.

We work with you to protect your assets, provide for your heirs, fulfill your wishes, and build a lasting legacy. Key services include:

  • Trust and Estate Settlement Services
  • Fiduciary Investment Management and Consulting
  • Financial Planning
  • Retirement Planning
  • Charitable Giving Planning
  • Executor/Personal Representative Services
  • Real Estate & Special Asset Management

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Important disclosure information

All Synovus checking, CDs and money market accounts are subject to approval. All credit cards, loans and lines of credit are subject to credit approval.

The service marks and trademarks used herein belong to their respective owners.

Additional terms and miscellaneous fees may apply. Please refer to Schedule of Fees and Charges for pricing information.

Refer to Private Wealth Program Terms for specific benefits, pricing and rates.

  1. $100 minimum deposit to open. Back
  2. Closing costs are paid in full for customers with over $500,000 in eligible assets at Synovus when they commit to a 20% initial draw for 90 days and sign up for auto debit payments from a Synovus personal deposit account. The initial draw is required to be made 30 days for establishing the account. If the outstanding balance is not maintained as required, the bank paid 3rd party origination expenses will be added to the outstanding HELOC balance. Alternately, customers with over $500,000 in eligible assets and sign up for auto debit payments from a Synovus personal deposit account can elect to receive a $10,000 lender credit to cover closing costs without a minimum draw requirement. Generally, closing costs can range from $200 - $4,000. If the borrower terminates the line within 36 months of the account agreement, bank paid 3rd party origination expenses not previously reimbursed will be added to the outstanding HELOC balance. Back
  3. APR is based on several factors including credit score, credit history, auto-debit, relationship amount, commitment amount, Loan to Value (LTV), and lien status. An increase in the rate will result in higher payments. Discounts are based on customer relationship and auto-debit and range from 0.25% to 1.25%. APR is subject to a minimum floor rate of 2.99% for relationship balances greater than or equal to $500,000. The maximum APR rate is 18%. The relationship balance used for the rate determination is defined as the balance in place at the time of application. The maximum LTV of 89.90% may vary with the amount borrowed, credit score, credit history, location and property type. The interest rate will vary based on Wall Street Journal prime rate (as of March 21, 2024 prime rate was 8.50%). The 7.90% APR example represents a discount for auto debit from a Synovus personal deposit account, a $250,000 commitment amount, first lien position 49.90% LTV and a relationship balance over $500,000. The rate is computed as follows: Prime rate of 8.50% (as of March 21, 2024) plus the Synovus base margin of .65%, minus discounts of .25% for auto debit and 1.00% for having a >$500,000 relationship = 7.90% APR. The maximum LTV may vary with the amount borrowed, credit history, credit score, relationship program balance, location and property type. Back
  4. The HELOC offers an interest only or 1.50% payment (or $50 minimum) during the initial draw period of 10 years. The draw period is followed by a 20-year repayment with a payment of 1.50% of the balance (or a $50 minimum). Conversion of all or any portion of the balance above $5,000, to a fixed rate/fixed term are limited to three fixed rate options during the draw period; there is a $50 fee for each option. Once converted, that balance will remain at that fixed rate for the remainder of the term selected and cannot be selected for conversion again. The repayment period for these options cannot exceed the HELOC's maturity date. Back
  5. Subject to credit approval. Eligible securities must be held in a Synovus brokerage or trust account. Back
  6. Investment products and services provided by Synovus are offered through Synovus Securities, Inc ("SSI"), Synovus Trust Company, N.A. ("STC") and Creative Financial Group, a division of SSI. Trust services for Synovus are provided by Synovus Trust Company, N.A. Synovus Securities, Inc. is a registered broker/dealer, member FINRA/SIPC and an SEC Registered Investment Advisor. Investment products and services are not FDIC insured, are not deposits of or other obligations of Synovus Bank, are not guaranteed by Synovus Bank and involve investment risk, including possible loss of principal amount invested. Synovus Securities, Inc. is a subsidiary of Synovus Financial Corp and an affiliate of Synovus Bank and Synovus Trust. Synovus Trust Company, N.A. is a subsidiary of Synovus Bank. You can obtain more information about Synovus Securities, Inc. and its Registered Representatives by accessing BrokerCheck. Back
  7. Diversification does not ensure against loss. Back