As an Inspire client, you get more and can do more.

Important disclosure information

The service marks and trademarks used herein belong to their respective owners.

All accounts are subject to approval.

1. Includes Synovus Bank and Synovus Securities, Inc. (SSI) assets held by their custodian, National Financial Services (NFS). Synovus Trust Company, N.A. (STC) accounts are not directly included in relationship balance or monthly deposit calculations. STC customers in a Synovus relationship program will receive program benefits equivalent to customers with at least a $500,000 relationship balance. Synovus Securities Inc. is the broker/dealer affiliate of Synovus Bank and is a member FINRA/SIPC and an SEC Registered Advisor. Investment products are NOT FDIC INSURED, NO BANK GUARANTEE, MAY LOSE VALUE. Back
2. Preferred rates on Personal Savings & Relationship Money Market accounts, and on personal Synovus CDs and IRAs. For CD/IRA relationship rate benefits, visit a local branch and talk with a banker for details. Back
3. The Annual Percentage Yield (APY) is subject to change without notice. The interest rate on the entire balance of your account will be paid based on the applicable daily balance tier. Account has variable interest rate subject to change after account opening and without notice. Interest is earned on account balances greater than $0, compounded daily, credited monthly and paid on the collected balance, using the daily balance method. Fees may reduce earnings. Back
4. Use of the My Synovus mobile app requires your mobile service provider’s data and /or text plan. Message and data rates may apply. Back
5. All accounts are subject to approval. We offer a limited selection of CD options online; additional CD term lengths, account features, and interest rates are available in branch. Back
6. Rate is fixed only for the term of the CD. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Interest is compounded daily. The daily balance method is used to calculate interest. Customer may choose frequency of interest credit and method of interest payment when opened in a Synovus branch. Back
7. The principal amount of CDs opened online may not be withdrawn under any circumstances during the first 60 days of the initial transfer of funds. Any language related to early withdrawals will not apply to this first 60 day period as early withdrawals will not be allowed. Back
8. Account will automatically renew at maturity. Each renewal term will be the same as the original term, beginning on the maturity date. The interest rate and annual percentage yield have not yet been determined. They will be available on the date of maturity. You have a grace period of 10 calendar days (5 calendar days grace period for 7-89 day CDs) after maturity to withdraw the funds without being charged an early withdrawal penalty. You may prevent renewal if you withdraw the funds in the account at maturity (or within the grace period, if any) or we receive written notice from you before maturity of your intention not to renew. Back
9. All credit cards, loans and lines of credit are subject to credit approval. Preferred rates apply to the HELOC and Mortgage products. Benefits not combined with other relationship program benefits. Back
10. Synovus Bank, Member FDIC, is an Equal Housing Lender and lends in the states of Alabama, Georgia, Florida, Tennessee, North Carolina, and South Carolina. This communication is directed to properties in those states. Loans subject to approval including credit Approval. Synovus Bank, NMLS #408043. Back
11. Earn a $50 statement credit when you have at least $60,000 or more in net spend on your Synovus Travel Rewards Visa® credit card each anniversary year. Statement credits will generally be applied to your account within 3-5 days after the day or your anniversary in which the eligible transactions occurred, totaling $60,000 or more. Statement credits will not be awarded to an account for purchases during a billing cycle if your account is not open and current on the billing cycle closing date. The statement credit applies toward the balance and does not replace the monthly payment. You are responsible for any tax due on any amount received which is considered interest and will be reported on IRS Form 1099-MISC. Back
12. Eligible purchases (net spend) are defined as total purchases less returns and merchant credits. Eligible purchases also do not include fees, interest, purchases of Travelers Checks, purchases of or loading of any prepaid card, purchases of foreign currency, balance transfers, promotional or convenience checks or other purchases or cash equivalents or using the card for any purchase made on our rewards platform. Back
13. $25 expedited card fee is waived on request. Back
14. Bonus points or bonus rewards will be applied to your rewards balance by the end of the month following the month in which you reach $5,000 in net spend. You must reach $5,000 in net spend within the first 90 days of credit card account opening to qualify for the bonus points or bonus rewards. Bonus points or bonus rewards will not be awarded to your account for purchases during a billing cycle if your account is not open and current on the billing cycle closing date. The bonus points or bonus rewards have no cash value and does not require a Form 1099-MISC. Back
15. $100 minimum deposit to open the account. Additional terms and miscellaneous fees may apply. Please refer to Schedule of Fees and Charges on synovus.com for pricing information. Back