Important Disclosure Information

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  1. Preferred rates on Personal Savings & Relationship Money Market accounts, and on personal Synovus CDs and IRAs. For CD/IRA relationship rate benefits, visit a local branch and talk with a banker for details. Back
  2. All credit cards, loans and lines of credit are subject to credit approval. Home equity line of credit benefits apply to the Home Equity Line of Credit (HELOC) products only. Back
  3. Refund applied at statement cycle. Does not include fees charged by other financial institutions or ATM owners. Back
  4. Eligible purchases (net spend) are defined as total purchases less returns and merchant credits. Eligible purchases also do not include fees, interest, purchases of Travelers Checks, purchases of or loading of any prepaid card, purchases of foreign currency, balance transfers, promotional or convenience checks or other purchases or cash equivalents or using the card for any purchase made on our rewards platform. Back
  5. Bonus points or bonus rewards will be applied to your rewards balance by the end of the month following the month in which you reach $3,000 in net spend. Bonus points or rewards will not be awarded to your account for purchases during a billing cycle if your account is not open and current on the billing cycle closing date. The bonus points or rewards have no cash value and require no 1099-MISC. Back
  6. Earn a $50 statement credit when you have at least $60,000 or more in net spend on your Synovus Travel Rewards Visa credit card each anniversary year. Statement credits will generally be applied to your account within 3-5 business days after the day of your anniversary in which the eligible transactions occurred, totaling $60,000 or more. Statement credits will not be awarded to an account for purchases during a billing cycle if your account is not open and current on the billing cycle closing date. The statement credit applies toward the balance and does not replace the monthly payment. You are responsible for any tax due on any amount received which is considered interest and will be reported on IRS Form 1099-MISC. Back
  7. Use of the My Synovus mobile app requires your mobile service provider’s data and /or text plan. Message and data rates may apply. Back
  8. Subject to approval. No monthly service fee. $100 minimum deposit to open the account. Additional terms and miscellaneous fees may apply. Please refer to Schedule of Fees and Charges for pricing information. Back
  9. See Synovus Plus Program Terms for more detail. Includes Synovus Bank and Synovus Securities, Inc. (SSI) assets held by their custodian, National Financial Services (NFS). Synovus Trust Company, N.A. (STC) accounts are not directly included in relationship balance or monthly deposit calculations. STC customers in a Synovus relationship program will receive program benefits equivalent to customers with at least a $500,000 relationship balance. Back
  10. Direct deposit, cash or check deposit, ACH, and mobile deposits are all eligible transaction types. Reversed deposits due to unavailable funds, cancellations, or stop payments do not count towards your Monthly Deposit Back

To qualify for Synovus Plus

  • Synovus Free Checking account8
  • $25,000 in minimum ending deposit balances OR investment accounts9 OR $5,000 minimum monthly deposit into a Synovus personal checking account10