Personal Checking Account Comparison Chart

Relationship Benefits
Budget Checking
Student Checking
Access to industry leading credit monitoring & identity theft protection through Carefull1
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Personal Advisor Coaching
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Non-Synovus ATM Benefits
1 non-Synovus ATM refund per month
All non-Synovus ATM fees refunded
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Synovus Visa® Credit Card Benefits2
  • 10,000 bonus points on Rewards Visa®
  • $100 bonus reward on Cash Rewards Visa®
  • 10,000 bonus points on Travel Rewards Visa®
  • 50,000 bonus points on Rewards Visa®
  • $500 bonus reward on Cash Rewards Visa®
  • 50,000 bonus points on Travel Rewards Visa®
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Rate benefits on Home Equity Line of Credit (HELOC) and Securities Backed Line of Credit (SBLOC)2
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Rate benefits on Synovus Mortgage2
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Standard Features
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Preferred pricing on deposit accounts and move to first line of Relationship Benefits
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Monthly service fee
$10
$50
$5
$3
Options to waive service fee
  • $10,000 minimum Relationship Balance
  • $500,000 minimum Business Relationship Balance
  • $3,500 monthly checking account deposits
  • Military community members3
  • $100,000 minimum ending balance in combination of your personal checking, savings, money market, IRA, CD or investment accounts4 as of the Evaluation Date (your “Relationship Balance”) during your statement cycle.
  • $1,000,000 minimum ending balance in combination of your business or commercial checking, savings, money market, or CD accounts as of Evaluation Date (your “Business Relationship Balance”) during your statement cycle.
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Enroll in My Synovus and eStatement5
Digital insights through My Synovus
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Open online
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Fee-Free transactions at Synovus ATMs and Publix Presto!® ATMs
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Contactless Visa Debit Card6
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FDIC Insured7
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In-branch Financial Needs Assessment
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Important disclosure information

All Synovus checking accounts are subject to approval.

The service marks and trademarks used herein belong to their respective owners.

Additional terms and miscellaneous fees may apply. Please refer to Schedule of Fees and Charges for pricing information.

See Inspire Program Terms for relationship program details.

See Plus Program Terms for relationship program details.

  1. Includes Synovus Bank and Synovus Securities, Inc. (SSI). Synovus Trust Company, N.A. (STC) accounts are not directly included in Relationship Balance calculations. STC customers in a Synovus relationship program or customers with a minimum $1,000,000 Business Relationship Balance will receive program benefits equivalent to customers with at least a $500,000 Relationship Balance. Back
  2. Subject to approval. $100 minimum deposit to open the account. There is a monthly service fee of $10, which is debited from the Plus Checking Account at the end of the statement cycle. The monthly service fee can be waived with $10,000 minimum ending balance in combination of your personal checking, savings, money market, IRA, CD or investment accounts, OR with minimum $3,500 monthly deposit into any of your personal checking accounts, OR $500,000 minimum ending balance in combination of your business checking, savings, money market, or CD accounts. Additional terms and miscellaneous fees may apply. Please refer to Schedule of Fees and Charges on synovus.com for pricing information. Back
  3. Direct deposit, cash or check deposit, ACH, and mobile deposits are all eligible transaction types. Reversed deposits due to unavailable funds, cancellations, or stop payments do not count towards your Monthly Deposit. Back
  4. Primary account holder must present valid military ID at account opening. Back
  5. When you apply for a debit card, credit card or other credit product, we will base the approval on a review of your personal credit report and score. Back
  6. Use of the My Synovus mobile app requires your mobile service provider's data and /or text plan. Message and data rates may apply. Back
  7. The standard insurance amount is $250,000 per depositor. Visit www.fdic.gov for more information. Back