Guiding your liquidity journey

With insights into your complete banking relationship, your Private Wealth Advisor can help you skillfully preserve your liquidity while maximizing deposit growth, even in a volatile interest rate environment. Our experts can recommend strategies to seamlessly integrate the latest liquidity solutions to help you achieve your personal financial goals.

Fine-tuning the balance

Successful deposits and liquidity solutions strategies begin with an in-depth review of your balance sheet and your risk tolerance with your Private Wealth Advisor. Together, you can identify liquidity solutions that are right for your personal financial situation.

Preserving capital

Deposit and liquidity investments aim to preserve the principal value of the invested funds while generating a reasonable market return.


Generating income

Determine appropriate allocation of investments to generate market-based interest income while preserving capital.


Mitigating risk

By diversifying cash across different instruments, we help mitigate risks associated with concentration and counterparty risk as well as economic and interest rate volatility.


Your Synovus Private Wealth Advisor is dedicated to regularly reviewing your investment strategy and adapting it as needed to changing market conditions and cash flow requirements.

Find the right approach for you

Cash and Liquidity Strategies
Fixed-Income Investments

Cash liquidity generally falls into one of three categories:

  • Short term: daily cash flow needs with duration of less than 3 months
  • Reserves: use in the next 12 months for specific purposes
  • Long term: generally set aside for investments/expenses for the future

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These categories vary by duration, which changes according to the intended use of the cash. Your Private Wealth Advisor can assemble experts to help you better understand your options, including sweep accounts, fixed-income securities, CDs and both interest-bearing and FDIC insured deposit products.

From managing cash flow to increasing yield, our team can bring together the solutions you need to generate income, preserve capital and optimize returns on assets, including:

  • Repurchase agreements
  • Treasury bills and notes
  • CDs
  • Asset-backed and mortgage-backed securities+
  • Callable and non-callable agency securities+
  • Corporate and municipal bonds+

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Important disclosure information

+Investment products and services provided by Synovus are offered through Synovus Securities, Inc. (SSI) a registered Broker-Dealer, member FINRA/SIPC and SEC registered Investment Advisor, Synovus Trust Company, N.A. (STC) and Creative Financial Group, a division of SSI. Trust services for Synovus are provided by STC.
NOT FDIC INSURED
NO BANK GUARANTEE
MAY LOSE VALUE
SSI is a subsidiary of Synovus Financial Corp. and an affiliate of Synovus Bank, and STC is a subsidiary of Synovus Bank. You can obtain more information about SSI and its Registered Representatives by accessing BrokerCheck.