Synovus Plus

Important disclosure information

Only Bank Deposit products are FDIC insured. Synovus Bank, Member FDIC. The service marks and trademarks used herein belong to their respective owners. Credit cards are issued by Synovus Bank, 33 West 14th Street, Columbus, GA 31901 which is also the creditor for credit card accounts.

1. This offer is available only to the recipient of the mailer and only one offer is available per address. This offer is good for a consumer checking account opened between August 25, 2025, and November 28, 2025. You must fund a Synovus Consumer Checking Account by November 28, 2025, with a minimum of $100 (not including the incentive). Within 60 days of opening and funding your account, you must complete 15 debit card purchase transactions (signature or PIN transactions only—ATM transactions do not count toward the 15 transactions), with all 15 transactions posting successfully to your account, and post to your account qualifying direct deposits totaling at least $1,000. A Direct Deposit is the electronic deposit of your salary, pension, Social Security or other regular monthly income by your employer or another agency. Transfers from one account to another and deposits made at a branch or ATM are not considered Direct Deposits. If earned, the incentive payout(s) will be posted by one of the following payout dates: January 30, 2026 or March 27, 2026, (for an account opened between August 25, 2025 and November 28, 2025, and meeting the requirements after 60 days) depending when the account was opened and the transaction requirements are met, and will be in the form of a credit to the new checking account reflected on your statement as “checking incentive.” Checking account must remain open and maintain a positive balance in order to qualify for the incentive. The incentive earned may be posted as one or two payments on either of the dates listed, depending on when the qualifying actions were completed. You are responsible for any tax due on any amount received which is considered interest and will be reported on IRS Form 1099-INT. Back
2. Account subject to approval. $100 minimum deposit to open the account. There is a monthly service fee of $10, which is debited from the Synovus Plus Checking account at the end of the statement cycle. The monthly service fee can be waived with $10,000 minimum ending balance in combination of your personal checking, savings, money market, IRA, CD or investment accounts+, OR with minimum $3,500 monthly deposit into any of your personal checking accounts, OR with $500,000 minimum ending balance in combination of your business checking, savings, money market, or CD accounts. Additional terms and miscellaneous fees may apply. Please refer to Schedule of Fees and Charges for pricing information. Back
3. Direct deposit, cash or check deposit, ACH, and mobile deposits are all eligible transaction types. Reversed deposits due to unavailable funds,* cancellations, or stop payments do not count toward your Monthly Deposit. Back
4. See synovus.com/SynovusPlus for a complete list of program benefits. Back
5. Terms of service, privacy policy, disclosures, and details available at www.getcarefull.com.
   
   Never give out your username, password, secure access code, or token. This is a serious threat. Synovus will never ask for this information. Any caller who asks for this information is not calling from Synovus. Protect yourself. Hang up and call 1-888-SYNOVUS (1-888-796-6887). Do not call the number back that was on your call log.
   
   Some electronic banking services (“Services”) made available to you by Synovus require you to use credentials including without limitation, passwords, user ids, tokens, multi-factor authentication, or other means of authentication, or any combination of the foregoing (“Credentials”). You authorize us to follow any instructions you or anyone else enters through any Services using your Credentials. Because your Credentials can be used to access money from, and information about, your accounts, you should treat your Credentials with the same degree of care and secrecy that you use to protect your automated teller machine card, personal identification number, or other sensitive personal financial data. You agree not to give your Credentials, or make them available, to any person not authorized to access your accounts, and you agree that we may conclusively presume that if your Credentials are used, such use is by you, including, without limitation, any of your authorized representatives or Users. Back
6. Preferred rates on Personal Savings & Relationship Money Market accounts, and on personal Synovus CDs and IRAs. For CD/IRA relationship rate benefits, visit a local branch or visit synovus.com/SynovusPlus for details. Back
7. All credit cards, loans and lines of credit are subject to credit approval. Home equity line of credit benefits apply to the HELOC products. Back