Certificates of Deposit

Do you have funds that you can put aside and not think about spending for a while? Good for you! A certificate of deposit (CD)1 is a low-risk investment that may offer you a better return on your money than traditional savings accounts while still being backed by the security of FDIC insurance.

Certificates of Deposit

Whether you’re looking to invest for a few months or a few years, we offer a variety of CD types and term lengths to match your needs and goals1,2,3. All CDs offer a fixed rate of return.4 CDs renew automatically, at the interest rate in effect at the time of renewal making it easier to keep your investments growing.

Looking for our best rates?

Interest rates have been on the rise. Are you getting the best rate of return? We’re offering great rates to new customers and even better rates to clients who qualify for our relationship programs: Synovus Plus, Inspire and Private Wealth.

Call us or visit a Synovus location to discuss the best rates and terms to fit your needs.

I’d like to talk with someone about Synovus relationship programs and CDs.

Important disclosure information

All accounts are subject to approval. We offer a limited selection of CD options online; additional CD term lengths, account features, and interest rates are available in branch. Back
The principal amount of CDs opened online may not be withdrawn under any circumstances during the first 60 days of the initial transfer of funds. Any language related to early withdrawals will not apply to this first 60 day period as early withdrawals will not be allowed.
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Account will automatically renew at maturity. Each renewal term will be the same as the original term, beginning on the maturity date. The interest rate and annual percentage yield have not yet been determined. They will be available on the date of maturity. You have a grace period of 10 calendar days (5 calendar days grace period for 7-89 day CDs) after maturity to withdraw the funds without being charged an early withdrawal penalty. You may prevent renewal if you withdraw the funds in the account at maturity (or within the grace period, if any) or we receive written notice from you before maturity of your intention not to renew.
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Rate is fixed only for the term of the CD. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Interest is compounded daily. The daily balance method is used to calculate interest. Customer may choose frequency of interest credit and method of interest payment when opened in a Synovus branch. Back

Interested in a CD?

Visit your local branch or contact us to check our current rates.

CD Comparison Calculator