Business Checking Accounts

 All Synovus business checking accounts feature:

  • Access to your account anytime, anywhere with Level 1 Business Internet Banking
  • Unlimited fee-free transactions at all Synovus and Publix® Presto!® ATMs
  • Deposits insured by the FDIC up to $250,0001
  • Friendly business bankers are ready to welcome you in person at a local branch or by phone through the Business Banking Call Center

Pro Business Checking

Pro Business Checking is a simple, flexible way to manage your day-to-day banking. Although the account is tailored to basic banking needs, it comes with the same support as accounts with more bells and whistles.

 

Benefits:

 

  • Get a 10% discount on your first order of business checks
  • Enroll in Check Recovery Services at no cost
  • Receive a Visa® Business check card to simplify purchasing with no annual or monthly usage fee4
Preferred Business Checking

As your business grows, so do your banking needs. Preferred Business Checking is designed to simplify banking for your expanding business with additional services to manage cash flow and generous limits for a high-transaction volume. 

 

Benefits:

 

  • Rely on treasury management products and services7 to help you manage Receivables and Disbursements, stay on top of Account Protection and Reconciliation, and receive top-notch Information Reporting
  • If you have more than 10 employees, offer them Workplace Checking,8 which waives their monthly service fee with direct deposit9 and extends them many other perks
  • Choose the sweep account that best helps you manage your daily cash position; options include Commercial Money Market Sweep,10 Line of Credit Sweep  or Premium Yield Sweep   
  • Get a $100 discount on your first order of business checks 
  • Enroll in Check Recovery Services at no cost
  • Receive a Visa® Business check card to simplify purchasing with no annual or monthly usage fee4
 
Business Interest Checking

When you’re working for yourself or for an eligible not-for-profit organization, Business Interest Checking11 can make those hard-earned dollars do a little more for you. With interest earned on your entire balance and tiered interest rates that reward higher balances, you’ll be putting your everyday bank account to good use. 

Benefits:

 

  • If you have more than 10 employees, offer them Workplace Checking,8 which waives their monthly fee with direct deposit9 and extends them many other perks
  • Enroll in Check Recovery Services at no cost
  • Receive a Visa® Business check card to simplify purchasing with no annual or monthly usage fee4
Non-Profit Checking
You’re working hard to improve our communities. Making it easier and more cost-efficient to manage your money is the least we can do to say thank you, which is why we’ve created the Non-Profit Checking account. With no maintenance fee or balance requirement, more of your dollars go directly to your charity, church or other non-profit organization, so you can keep doing what you do best—making your corner of the world a better place.
IOLTA/IOTA Checking
Safeguarding funds in escrow is a commitment you make to clients. We make it easy for you by offering Interest on Lawyer Trust Accounts (IOLTA) and Interest on Trust Accounts (IOTA). Following state guidelines, we manage the distribution of interest to the state program to fund legal services.
Commercial Analysis Checking

With a high transaction volume in one or more accounts, tracking and managing activity fees are essential accounting tasks. Our Commercial Analysis Checking account can significantly lighten your workload by providing detailed reporting on balance requirements, services used, activity by transaction type and average balances on deposit.

 

Benefits:

 

  • Receive a monthly account analysis statement, including a detailed calculation of the investable balance needed to offset fees and the actual earnings credit
  • See detail on average ledger, float, amounts collected and reserves for individual accounts as well as a composite account
  • Simplify accounting with data transfer in an 822 Express formatted file and statement delivery via secure file transfer

Important Disclosure Information

The service marks and trademarks used herein belong to their respective owners

All accounts are subject to approval.

  1. The standard insurance amount is $250,000 per depositor. Visit www.fdic.gov for more information.  Back
  2. After $10,000, the excessive cash deposited fee is $0.15 per $100.  Back
  3. After 200 combined debits, credits and deposited items, each item costs $0.35, regardless of account balance.  Back
  4. Subject to approval. Back
  5. After $20,000, the excessive cash deposited fee is $0.15 per $100.  Back
  6. After 400 combined debits, credits and deposited items, each item costs $0.35, regardless of account balance.  Back
  7. Additional balances and/or fees may apply for Treasury Management products and services.  Back
  8. Ask your banker for full details on the Workplace Checking program.  Back
  9. The monthly service fee can be waived with at least $1.00 in Direct Deposits per statement cycle to the Workplace Checking account. A Direct Deposit is the electronic deposit of your salary, pension, Social Security or other regular monthly income by your employer or another agency. Transfers from one account to another and deposits made at a branch or ATM are not considered Direct Deposits Back
  10. Account Transaction Limitations for Savings and Money Market Accounts — Savings and Money Market accounts may have no more than six debit transactions per month or monthly statement cycle. A debit transaction is a check, debit/check card transaction, transfer, or pre-authorized transfer, including those made by phone or modem. Unlimited transactions are permitted if made by the customer in person, by mail, through an ATM or by phone if the check is mailed to the customer. If an account continually exceeds the allowed debit transactions, we may convert it to a checking account.

    Back
  11. Interest is compounded daily, credited monthly, and paid on the collected balance using the daily balance method. The interest rate on the entire balance in your account will be paid based on the daily balance tier. Back
Interested in a business checking account?

Visit your local branch

Smart banking tools at your fingertips

Access our powerful online business tools in the Business Banking Center. Just sign up for Business Internet Banking or any of our online services to get started.

Prepare for the unexpected

Life (and the occasional overdraft) happens! You have options to help keep your business account on track.