Synovus Plus

Important disclosure information

Only Bank Deposit products are FDIC insured. Synovus Bank, Member FDIC. The service marks and trademarks used herein belong to their respective owners.

Credit cards are issued by Synovus Bank, 33 West 14th Street, Columbus, GA 31901, which is also the creditor for credit card accounts.

Never give out your username, password, secure access code, or token. This is a serious threat. Synovus will never ask for this information. Any caller who asks for this information is not calling from Synovus. Protect yourself. Hang up and call 1-888-SYNOVUS (1-888-796-6887). Do not call the number back that was on your call log.

Some electronic banking services (“Services”) made available to you by Synovus require you to use credentials including without limitation, passwords, user ids, tokens, multi-factor authentication, or other means of authentication, or any combination of the foregoing (“Credentials”). You authorize us to follow any instructions you or anyone else enters through any Services using your Credentials. Because your Credentials can be used to access money from, and information about, your accounts, you should treat your Credentials with the same degree of care and secrecy that you use to protect your automated teller machine card, personal identification number, or other sensitive personal financial data. You agree not to give your Credentials, or make them available, to any person not authorized to access your accounts, and you agree that we may conclusively presume that if your Credentials are used, such use is by you, including, without limitation, any of your authorized representatives or Users.

1. This offer is available only to the recipient of this mailer and only one offer is available per address. This offer is good for a Synovus Plus or Inspire checking account opened between November 13, 2025 and March 26, 2026. You must fund a Synovus Plus or Inspire Checking Account by March 26, 2026, with a minimum of $100 (not including the incentive). Within 60 days of opening and funding your account, you must complete 15 debit card purchase transactions (signature or PIN transactions only), with all 15 transactions posting successfully to your account, and post to your account qualifying direct deposits totaling at least $1,000. A Direct Deposit is the electronic deposit of your salary, pension, Social Security or other regular monthly income by your employer or another agency. Transfers from one account to another and deposits made at a branch or ATM are not considered Direct Deposits. If earned, the incentive payout(s) will be posted by one of the following payout dates: April 24, 2026, or June 26, 2026, depending when the account was opened and the transaction requirements are met, and will be in the form of a credit to the new checking account reflected on your statement as “checking incentive.” Checking account must remain open and maintain a positive daily balance up until the incentive is paid in order to qualify for the incentive. Should your account have a negative balance at any time prior to the incentive payment, you are no longer eligible to receive the incentive. You are responsible for any tax due on any amount received which is considered interest and will be reported on IRS Form 1099-INT. Offer is non-transferable, may not be combined with other offers and does not apply if you are already an owner of a consumer checking account (primary or secondary) with Synovus Bank. Employees of Synovus or any Synovus affiliate company are not eligible for this promotion.

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2. Subject to approval. $100 minimum deposit to open the account. There is a monthly service fee of $10, which is debited from the Synovus Plus Checking account at the end of the statement cycle. The monthly service fee can be waived with $10,000 minimum ending balance in combination of your personal checking, savings, money market, IRA, CD or investment accounts, OR with minimum $3,500 monthly deposit into any of your personal checking accounts, OR with $500,000 minimum ending balance in combination of your business checking, savings, money market, or CD accounts, OR if you are a member of the military community (Primary account holder must present valid military ID at account opening). Additional terms and miscellaneous fees may apply. Please refer to Schedule of Fees and Charges on synovus.com for pricing information. Back
3. Reversed deposits due to unavailable funds, cancellations, or stop payments do not count toward your Monthly Deposit. Back
4. The complete list of Synovus Plus benefits is available at: synovus.com/SynovusPlus. Back
5. Valid email address and separate enrollment required. Back
6. Preferred rates on Personal Savings & Relationship Money Market accounts, and on personal Synovus CDs and IRAs. For CD/IRA relationship rate benefits, visit a local branch and talk with a banker for details. Back
7. All credit cards, loans and lines of credit are subject to credit approval. Home equity line of credit benefits apply to the HELOC products. Back