Financial Planning1

Retirement

Retire when you want, the way you want. Together, we’ll explore the most effective and tax-efficient strategies for your lifestyle, whether you’re just starting out or on the cusp of retirement.2 By identifying shortfalls and setting appropriate targets, we’ll help you realize your vision for life in retirement. 

Asset Allocation

Having the right mix of stocks, bonds, cash and other investments in your portfolio is one of the most important investment decisions you can make. We’ll take a look at your goals, investment time frame and risk tolerance, analyze your current investments, and recommend changes designed to keep you on the right path to your financial destination.

College Savings

You want to give your kids the best start in life, and putting together a plan for college is one of the first big steps. We’ll help you determine the smartest ways to pay for your child’s education by exploring a variety of options, including 529 Plans,3 so you and your family can look forward to a bright future.

Insurance

Life is often unpredictable. We’ll help your family manage risk by examining your ability to withstand a loss of income or the need for extended care, and recommend coverage that will make it easier to cope with the unexpected.

Estate Planning

We know how important it is to help secure your family’s financial future. By creating a customized estate plan—a “blueprint” for your legacy—we’ll help you protect your assets against tax erosion, mismanagement and litigation with strategies to transfer wealth purposefully and efficiently.

Charitable Giving

One of the most fulfilling personal contributions you can make is to give back to those who have made a difference in your life. Whether you want to make a direct donation, designate a charity as your beneficiary or establish a charitable trust, we’ll help you put together a gifting strategy that supports your philanthropic goals while providing optimal tax benefits. 

Important Disclosure Information

  1. Investment products and services provided by Synovus are offered through Synovus Securities, Inc ("SSI"), Synovus Trust Company, N.A. ("STC"), GLOBALT, a separately identifiable division of STC and Creative Financial Group, a division of SSI. Trust services for Synovus are provided by Synovus Trust Company, N.A. The registered broker-dealer offering brokerage products for Synovus is Synovus Securities, Inc., member FINRA/SIPC. Investment products and services are not FDIC insured, are not deposits of or other obligations of Synovus Bank, are not guaranteed by Synovus Bank and involve investment risk, including possible loss of principal amount invested. Synovus Securities, Inc. is a subsidiary of Synovus Financial Corp and an affiliate of Synovus Bank and Synovus Trust. Synovus Trust Company, N.A. is a subsidiary of Synovus Bank. You can obtain more information about Synovus Securities, Inc. and its Registered Representatives by accessing BrokerCheck.

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  2. You should speak to your tax advisor to see how purchasing these products will affect your personal tax situation. Back
  3. 529 College Savings Plan investments are offered through Synovus Securities, Inc. Information, including fees, expenses and sales charges, on the particular plan you select is available in the offering circular or official statement provided by the plan sponsor. Please read the information carefully prior to investing. Back
  4. Approval of any bank product or service is not contingent upon purchasing insurance from Synovus. Insurance products marketed through Synovus and its affiliated companies are underwritten by insurance companies not affiliated with Synovus and are subject to normal underwriting procedures.

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Interested in our financial planning services?

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Synovus Financial Management: (800) 942-9764

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TIP

When planning for retirement, it’s a good idea to assume your living expenses will be at least 80% of what they were before you retired.