Affordable Lending

When financial assistance is necessary to attain home financing, we’re here to help you. Through products of our own, and in partnership with Federal and State Agencies, we offer solutions across our footprint in Georgia, Alabama, Florida, South Carolina, and Tennessee. Please use the zip code finder at left to find a nearby mortgage banker and start your home financing conversation today.


Synovus Affordable Mortgage Program (AMP)
Synovus Select Home Program (SHP)
Synovus Mortgage Affordable Grant

Federal Agencies

Fannie Mae HomeReady
Fannie Mae 97%
Freddie Mac Home Possible
Freddie Mac 97% (Home One)
Federal Home Loan Bank

State Agencies

Alabama Housing Finance Authority
Florida Housing Finance Corporation
Georgia Department of Community Affairs
South Carolina State Housing Finance and Development Authority
Tennessee Housing Development Agency

In Georgia, Invest Atlanta is offered through the Urban Residential Finance Authority.

In Florida, county Housing Finance programs include:
Lee County
Escambia County
Manatee County
Miami-Dade County
Orange County
Pinellas County

Also, down payment assistance is available through approximately 130 local municipality and non-profit counseling agency programs across our footprint.

More services

Housing Choice Voucher Program (HCV) formally referred to as Section 81
Income received from a Public Housing Agency (PHA) for housing subsidies is an acceptable source of qualifying income.

Mortgage Credit Certificates (MCC)1
Available to qualified borrowers to receive a tax credit that can be used as monthly income to qualify for a mortgage loan.

Important disclosure information

  1. Not applicable to all products. Back