Personal Savings Accounts

Important Disclosure Information

  1. The Annual Percentage Yield (APY) is subject to change without notice. No minimum balance required to earn interest. The interest rate on the entire balance of your account will be paid based on the applicable daily balance tier. Account has variable interest rate subject to change after account opening and without notice. Interest is earned on account balances greater than $0, compounded daily, credited monthly and paid on the collected balance, using the daily balance method. Back
  2. The standard insurance amount is $250,000 per depositor. Visit for more information. Back
  3. Use of the My Synovus mobile app requires your mobile service provider's data and /or text plan. Message and data rates may apply. Back
  4. All accounts are subject to approval. Back
  5. Subject to transfer fees, regardless of the account balance, after allowed limit is exceeded. Refer to the Schedule of Fees and Charges. Back
  6. Online Bill Pay service is free. Fees apply to same-day and overnight Bill Pay requests.

  7. Includes personal checking, savings, money market, CD or IRA accounts with Synovus Bank and Synovus Securities, Inc accounts held by their custodian, National Financial Services (NFS). Synovus Securities Inc. is the broker/dealer affiliate of Synovus Bank and is a member FINRA/SIPC and an SEC Registered Advisor. Investment products are NOT FDIC INSURED, NO BANK GUARANTEE, MAY LOSE VALUE. Back
  8. All accounts are subject to approval. Minor Savings is available to children under the age of 18 (In Alabama, age 19 unless married). It is a joint account with a parent or guardian. The account converts to Personal Savings at the minor’s 18th birthday (In Alabama, age 19 unless married). Back