Personal Savings Accounts

Important Disclosure Information

  1. The Annual Percentage Yield (APY) is subject to change without notice. No minimum balance required to earn interest. The interest rate on the entire balance of your account will be paid based on the applicable daily balance tier. Account has variable interest rate subject to change after account opening and without notice. Interest is earned on account balances greater than $0, compounded daily, credited monthly and paid on the collected balance, using the daily balance method. Back
  2. The standard insurance amount is $250,000 per depositor. Visit for more information. Back
  3. Use of the My Synovus mobile app requires your mobile service provider's data and /or text plan. Message and data rates may apply. Back
  4. All accounts are subject to approval. Back
  5. Account Transaction Limitations for Savings and Money Market Accounts - Savings and Money Market Accounts may have no more than six (6) debit transactions per month or monthly statement cycle. A debit transaction is a check, debit/check card transaction, transfer, or pre-authorized transfer, including those made by phone or modem. Unlimited transactions are permitted if made by the customer in person, by email, through an ATM or by phone if the check is mailed to the customer. If an account continually exceeds the allowed debit transactions, we may convert it to a checking account. Back
  6. Combined statements mailed monthly. Personal Savings statements are delivered on a quarterly basis; however, fees and allowable withdrawals and transactions are applied on a per month basis. Back
  7. Online Bill Pay service is free. Fees apply to same-day and overnight Bill Pay requests.

  8. Includes personal checking, savings, money market, CD or IRA accounts with Synovus Bank or investment accounts with Synovus Securities, Inc. Synovus Securities Inc. is the broker/dealer affiliate of Synovus Bank and is a member FINRA/SIPC and an SEC Registered Advisor. Investment products are NOT FDIC INSURED, NO BANK GUARANTEE, MAY LOSE VALUE. Back
  9. All accounts are subject to approval. Minor Savings is available to children under the age of 18 (In Alabama, age 19 unless married). It is a joint account with a parent or guardian. The account converts to Personal Savings at the minor’s 18th birthday (In Alabama, age 19 unless married). Back