Meet our team

Meet our team in Monroe

Meredith Malcom

Market President

A native of Savannah, Meredith is a graduate of The University of Georgia and the Graduate School of Banking at LSU. She began her banking career in 1992 at The Tokai Bank, Ltd. Atlanta Agency where she served as a Japanese Corporate Loan Officer. After moving to Monroe in 1997, she joined NBWC (now Synovus) where she has since served for 25 years in the roles of treasury management representative, retail bank executive, commercial banker, community executive and currently as Market President. She has been an active member of the Walton County Chamber of Commerce serving as chair of many committees and as Chairman of the Board in 2013. She is a past Chairman of the Board of the Walton County Foundation and has served in volunteer and leadership positions in many other community organizations.

Work in our community

  • Chairman of Board, Walton County Chamber of Commerce 2013
  • Board Member, Walton County Chamber of Commerce 2010-2014
  • Chairman of the Board, Walton County Foundation - 2021
  • Public Affairs Committee, Georgia Bankers Association 2000-2010
  • Chairman of the Board, Leadership GBA 2005-2006
  • President, Monroe Junior Service League 2004-2005
  • Board of Trustees, Graduate of School of Banking at LSU 2002-2006
  • Alumna, Leadership Georgia Class of 2006
  • Alumna, Leadership Walton Class of 2007
  • Member, Monroe Rotary Club 2016- present
  • Vice Chair, City of Monroe Downtown Development Authority 2019-present

Joy Carr

Retail Market Manager

Since joining Synovus in 1999, Joy has spent virtually her entire financial services career serving clients in Walton and Monroe Counties. She and her husband live in Walnut Grove, GA, with their youngest daughter (the eldest daughter is married) and their golden doodle and “best buddy,” Hudson. A 2013 graduate of the Retail Banking School, Joy enjoys volunteering with her church.

Work in our community

  • Graduate, Leadership Walton Class of 2018
  • Committee Work, Walton County Chamber of Commerce
  • Board Member, Walton County Chamber of Commerce

Ann Underwood

Retail Market Manager

Ann has been with Synovus (originally NBWC) since 1997 and has served in multiple roles in both retail and commercial banking primarily in our locations in Walton County. After a few years serving in a sales leadership role in the Synovus Alabama region, she returned to Walton County and has most recently served as the Loganville Retail Market Manager and currently as the Monroe Retail Market Manager.

Work in our community

  • Board Member, Walton County Student Success Alliance
  • Past President, Loganville Kiwanis Club
  • Graduate, Leadership Walton Class of 2008
  • Committee Member, Walton County Chamber of Commerce

Stuart N. Smith

Commercial Banker

Stuart joined Synovus in Monroe in 2017. He began his banking career in 2010 and has over 12 years of credit, lending, and banking relationship management experience. For him, banking is about more than just providing financial solutions, it’s about giving back to our local communities with our time and by investing in the local markets we serve. A Georgia native, Stuart earned his bachelor’s in Business Administration from the University of Georgia and his MBA from Georgia Southern University. He and his wife, son, and daughter, live in Monroe, where he enjoys spending time with his family, watching UGA football, and playing golf.

Work in our community

  • Monroe Rotary Club
  • Leadership Walton Class of 2019
  • Past member – Loganville Kiwanis Club

Leslie Watson

Mortgage Banker
NMLS# 1654444

A native of Walton County, Leslie earned a bachelor’s in Business from the University of Phoenix. Leslie started her career in banking and finance in 2005 and joined Synovus in March of 2018 as Mortgage Loan Originator for the Walton County market. As a mortgage loan originator, she utilizes her knowledge and expertise to assist clients through the mortgage loan process. Leslie and her husband and two children live in Madison, where they enjoy spending time with family, hunting, and being outdoors.

Work in our community

  • Graduate, Leadership Walton Class of 2020
  • Walton Barrow Board of Realtors
  • Vice President, Mortgage Bankers Association of Athens
  • Committee Work, Walton County Chamber of Commerce