Business Savings Accounts

All Synovus business savings accounts feature: 

  • Interest earned on your entire balance1
  • Generous monthly deposits at no fee—up to $5,000 in cash and up to 50 deposited items2
  • Deposits insured by the FDIC up to $250,0003
  • Access to your account anytime, anywhere with Level 1 Business Internet Banking

Business Savings Account
The Business Savings Account is the simplest way to begin building up a cash reserve for your company. With interest earned on your entire balance and the flexibility to make up to 2 no-fee withdrawals per month,4 you can make your money work for you. 
Commercial Money Market Account

If you’d like to earn a market-based interest rate while still maintaining flexible access to your cash, our Commercial Money Market Account can help your savings grow with a modest minimum balance requirement. 

Benefits:

 

  • Save more, earn more with tiered interest rates that reward higher balances1
  • Make unlimited transactions in person, by mail, through an ATM or over the phone (with the check sent through the mail); make up to 6 withdrawals per month by check, check card transaction, transfer or pre-authorized transfer5
Commercial Premium Money Market Account

As your business grows and you can maintain a higher savings balance, you can step up to a Commercial Premium Money Market Account, which offers our greatest interest-earning potential.  

Benefits

 

  • Save more, earn more with tiered interest rates that reward higher balances1
  • Make unlimited transactions in person, by mail, through an ATM or over the phone (with the check sent through the mail); make up to 6 withdrawals per month by check, check card transaction, transfer or pre-authorized transfer5
Certificates of Deposit
When you can set aside funds without needing immediate access, Certificates of Deposit are ideal low-risk, fixed-rate investments. CDs renew automatically, at the interest rate in effect at the time of renewal, making it easier to keep your business investments growing. Whether you’re looking to invest for a few months or a few years, we offer a variety of CD6 types and term lengths to match your needs and goals.

Important Disclosure Information

All accounts are subject to approval.

  1. Interest is compounded daily, credited monthly and paid on the collected balance using the daily balance method. No minimum balance required to earn interest. A single rate applies.  Back
  2. After $5,000, the excessive cash deposited fee is $0.15 per $100. After 50 combined credits and deposited items, each item costs $0.35. Back
  3. The standard insurance amount is $250,000 per depositor. Visit www.fdic.gov for more information Back
  4. Savings accounts may have no more than 6 debit transactions per month or monthly statement cycle. A debit transaction is a check, debit/check card transaction, transfer, or pre-authorized transfer, including those made by phone or modem. Unlimited transactions are permitted if made by the customer in person, by mail, through an ATM or by phone if the check is mailed to the customer. If an account continually exceeds the allowed debit transactions, we may convert it to a checking account. After 2 debit items are paid during the statement cycle, each item costs $3. The excessive transaction fee is assessed per occurrence, regardless of the account balance. Back
  5. Money market accounts may have no more than 6 debit transactions per month or monthly statement cycle. A debit transaction is a check, debit/check card transaction, transfer or pre-authorized transfer, including those made by phone or modem. Unlimited transactions are permitted if made by the customer in person, by mail, through an ATM or by phone if the check is mailed to the customer. If an account continually exceeds the allowed debit transactions, we may convert it to a checking account. After 6 debit items are paid during the statement cycle, each item costs $15. The excessive transaction fee is assessed per occurrence, regardless of the account balance. Back
  6. Rate is fixed only for the term of the CD. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Interest is compounded daily. The daily balance method is used to calculate interest. Customer may choose frequency of interest credit and method. If term is longer than 12 months, interest is credited at least annually.  Back
Interested in business savings?

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