Personal Checking Account Comparison Chart

	Inspire Checking	Plus Checking	Budget Checking	Student Checking
Key Features / Benefits	Premium benefits and preferred rates. Open online or in a local branch. Unlimited fee-free transactions at our robust network of Synovus ATMs and at Publix® Presto!® ATMs. Contactless Synovus Visa® debit card (or contactless Visa® Platinum debit card, if applicable) with no annual fee and no monthly usage fee.5 My Synovus digital and mobile banking,6 and send money using Zelle®. Deposits insured by the FDIC up to $250,000.7	Practical benefits and everyday value. Open online or in a local branch. Unlimited fee-free transactions at our robust network of Synovus ATMs and at Publix® Presto!® ATMs. Contactless Synovus Visa® debit card (or contactless Visa® Platinum debit card, if applicable) with no annual fee and no monthly usage fee.5 My Synovus digital and mobile banking,6 and send money using Zelle®. Deposits insured by the FDIC up to $250,000.7	Waived overdraft fees. Open online or in a local branch. Unlimited fee-free transactions at our robust network of Synovus ATMs and at Publix® Presto!® ATMs. Contactless Synovus Visa® debit card (or contactless Visa® Platinum debit card, if applicable) with no annual fee and no monthly usage fee.5 My Synovus digital and mobile banking,6 and send money using Zelle®. Deposits insured by the FDIC up to $250,000.7	Unlimited fee-free transactions at our robust network of Synovus ATMs and at Publix® Presto!® ATMs. Contactless Synovus Visa® debit card (or contactless Visa® Platinum debit card, if applicable) with no annual fee and no monthly usage fee.5 My Synovus digital and mobile banking,6 and send money using Zelle®. Deposits insured by the FDIC up to $250,000.7
Minimum Deposit to Open	$100	$100	$25	$100
Monthly Account Fee	$50	$10	$5	$3
How to Waive the Monthly Account Fee	$100,000 minimum Relationship Balance1 $1,000,000 minimum Business Relationship Balance1	$10,000 minimum Relationship Balance2 $500,000 minimum Business Relationship Balance2 $3,500 monthly checking account deposits3 Military community members4	Not available	Enroll in My Synovus and eStatements

Important disclosure information

All Synovus checking accounts are subject to approval.

The service marks and trademarks used herein belong to their respective owners.

Additional terms and miscellaneous fees may apply. Please refer to Schedule of Fees and Charges for pricing information.

See Inspire Program Terms for relationship program details.

See Plus Program Terms for relationship program details.

Includes Synovus Bank and Synovus Securities, Inc. (SSI). Synovus Trust Company, N.A. (STC) accounts are not directly included in Relationship Balance calculations. STC customers in a Synovus relationship program or customers with a minimum $1,000,000 Business Relationship Balance will receive program benefits equivalent to customers with at least a $500,000 Relationship Balance. Back
Subject to approval. $100 minimum deposit to open the account. There is a monthly service fee of $10, which is debited from the Plus Checking Account at the end of the statement cycle. The monthly service fee can be waived with $10,000 minimum ending balance in combination of your personal checking, savings, money market, IRA, CD or investment accounts, OR with minimum $3,500 monthly deposit into any of your personal checking accounts, OR $500,000 minimum ending balance in combination of your business checking, savings, money market, or CD accounts. Additional terms and miscellaneous fees may apply. Please refer to Schedule of Fees and Charges on synovus.com for pricing information. Back
Direct deposit, cash or check deposit, ACH, and mobile deposits are all eligible transaction types. Reversed deposits due to unavailable funds, cancellations, or stop payments do not count towards your Monthly Deposit. Back
Primary account holder must present valid military ID at account opening. Back
When you apply for a debit card, credit card or other credit product, we will base the approval on a review of your personal credit report and score. Back
Use of the My Synovus mobile app requires your mobile service provider's data and /or text plan. Message and data rates may apply. Back
The standard insurance amount is $250,000 per depositor. Visit www.fdic.gov for more information. Back