A limited time offer. Endless opportunities.

Choose one of these personal or business credit cards and get a 0% introductory APR1 for 18 months. After that a variable rate between 7.24% and 21.24% will apply.

classic card  rewards card  business card

Whether you’re making a purchase, paying a vendor, or carrying a balance on a higher interest card, now is a great time to choose a Synovus Visa® credit card.

  • No balance transfer fee.
  • Compatible with Apple Pay®2, Google Pay, or Samsung Pay®.
  • 24/7 online account management, where you can make payments, lock or unlock a card, and view statements.
  • Business cards allow up to 19 cards for you and your employees at no additional charge.

Hurry. Introductory offer good through June 30, 2020.
Apply today.

Afterward, continue to save with variable rates between 7.24% and 21.24%, based on your credit history and card selection.

Synovus Classic or Synovus Business Visa credit card

  • Save money on interest with our “no frills” credit card that offers our most competitive APRs that are 2% lower than our reward credit cards for purchases, overdraft protection transactions and balance transfers.
  • No annual fee1.

Synovus Rewards or Synovus Business Rewards Visa credit card

  • 1x unlimited points3 on all eligible purchases.
  • 3x points on up to $3000 in net spend4 per quarter5 for purchases in one of the Dynamic Earn category selections of your choice.
  • Choose the Pay Me Back option to select specific transactions to pay off with points6.
  • No annual fee1.

Apply online for a personal card. 

Visit your local branch to apply for a business credit card.
Be sure to bring all of the information required to apply for a business account.

  1. On purchases, balance transfers and overdraft protection transactions, a 0% introductory APR for the first 18 months from account opening and after that a variable APR of 7.24% – 21.24% (as of March 31, 2020), based on the Prime Rate, your creditworthiness and other factors. On Cash Advances (except overdraft protection transactions), a variable APR of 24.24% (as of March 31, 2020). The Cash Advance transaction fee is 4% of the cash advance ($10 minimum), except on overdraft protection transactions, for which on consumer cards is either $15 or the amount of the overdraft protection transaction, whichever is less; and for business is 3% of the amount of the overdraft protection transaction with a minimum of $5. The foreign transaction fee is 3% of the transaction (including transactions made in U.S. dollars and cross border transactions). See Rates and Fees and Cardholder Agreement for Consumer.  See Rates and Fees and Cardholder Agreement for Business. Back
  2. The service marks and trademarks used herein belong to their respective owners. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Back
  3. Rewards can only be earned and redeemed when the account is active and in good standing. Back
  4. Eligible purchases (net spend) are defined as total purchases less returns and merchant credits. Eligible purchases also do not include fees, interest, purchases of Travelers Checks, purchases of or loading of any prepaid card, purchases of foreign currency, balance transfers, promotional or convenience checks or other purchases or cash equivalents or using the card for any purchase made on our rewards platform. Back
  5. You can change your Dynamic Earn category up until the last day of the current quarter for the following quarter by logging on to mypurchaseperks.com Back
  6. Rewards points may be redeemed through the redemption category Pay Me Back for transactions that have posted to your account in the past 90 days. Pay Me Back is valid for up to three (3) transactions totaling a minimum of $25. The statement credit applies toward the balance and does not replace the monthly payment. Therefore it does not dismiss the payment due for the billing cycle. Back

Individuals:
Apply online today

Businesses:
Find a branch near you

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