Ability to dispute fraudulent or unapproved purchases on a credit card2
Liability limit of $50 on fraudulent charges
7. Guard your personal data
To avoid giving out unnecessary information to an online vendor, remember:
Don't ever give an online vendor your bank account number, driver's license number or Social Security number.
You only need to fill in the required fields (marked by *) in the checkout form.
Most reputable shopping sites won't require you to set up an account to make a purchase.
Hold on to your order confirmation email until your package arrives.
Don't click on any links in an email about an order you don't recall making.
Note the company's return policy.
Important Disclosure Information
This content is general in nature and does not constitute legal, tax, accounting, financial or investment advice. You are encouraged to consult with competent legal, tax, accounting, financial or investment professionals based on your specific circumstances. We do not make any warranties as to accuracy or completeness of this information, do not endorse any third-party companies, products, or services described here, and take no liability for your use of this information.
Diversification is no guarantee against market loss.
Experian,“Russian Hackers Aren't the Only Ones to Worry About: Online Shopping Fraud Report," Matt Tathan, 2018, accessed September 14, 2018
Better Business Bureau, “BBB Tip: Smart Shopping Online," 2018, accessed September 14, 2018
Financial Industry Regulatory Authority, “Six Tips to Stay Safe Online This Holiday Season," Kaitlyn Kiernan, 2017, accessed September 14, 2018
National Cyber Security Alliance, “Shopping Online," accessed September 14, 2018
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