Business or pleasure?

We have a Synovus Visa® Credit Card that's just right for you. 

You have so much going on, let us help simplify things. Whether you’re grocery shopping, buying a big-ticket item, or carrying a balance on a higher interest credit card, switching to a Synovus Classic Visa credit card or Synovus Business Visa credit card may be the best choice for you.
  • No balance transfer fees1.
  • No annual fee1.
  • Compatible with Apple Pay®2, Google PayTM, or Samsung Pay®.
  • 24/7 account management with CardView®, where you can make online payments, lock or unlock a card, and view paperless statements.
Existing customers apply online for the Synovus Classic Visa.  Non-customers and anyone applying for a Synovus Business Visa must come into a branch to apply.
Call 1-888-SYNOVUS (796-6887) if you have questions.

Credit cards are issued by Synovus Bank, 1111 Bay Avenue, Columbus, GA 31901 which is also the creditor for credit card accounts.

Request Card Terms
If you already have a personal credit card with us, you can receive the terms of your card upon request. You can call us at 1-888-SYNOVUS (1-888-796-6887) or make your request in writing to:

Card Services
P.O. Box 23061
Columbus, GA 31902-3061

All credit cards are subject to credit approval.

  1. On purchases, balance transfers and overdraft protection transactions, a 0% introductory APR for the first 12 months from account opening and after that a variable APR of 9.49% – 21.49% (as of December 31, 2018), based on the Prime Rate, your creditworthiness and other factors. On overdraft protection transactions, a variable APR of 9.49% – 21.49% (as of December 31, 2018). On Cash Advances (except overdraft protection transactions), a variable APR of 26.49% (as of December 31, 2018). The Cash Advance transaction fee is 4% of the cash advance ($10 minimum), except on overdraft protection transactions, for which on consumer cards is either $15 or the amount of the overdraft protection transaction, whichever is less; and for business is 3% of the amount of the overdraft protection transaction with a minimum of $5. The foreign/international transaction fee is 3% of the transaction (including transactions made in U.S. dollars and cross border transactions). Back
  2. The service marks and trademarks used herein belong to their respective owners. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Back

Here's more you can do with your credit card

Take control of your credit card with these free features:



Digital Wallets