Apply for a Money Market account
Relationship Money Market Account (MMA) rates
Below are the current variable rates for the Synovus Relationship Money Market Account. Standard rates are available to any new or existing Synovus customer. Relationship rates are based on the balance in the money market account and participation in one of our relationship programs – Synovus Plus, Synovus Inspire, and Synovus Private Wealth – which offer additional benefits and services to customers based on their total deposit and investment relationship balance with Synovus.
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Current variable rates as high as1:
| Account Balance | Standard Rates2 | Relationship Rates3 | ||||||
|---|---|---|---|---|---|---|---|---|
| >$25,000 Relationship | >$100,000 Relationship | >$500,000 Relationship | ||||||
| Interest Rate |
Annual Percentage Yield (APY) |
Interest Rate |
Annual Percentage Yield (APY) |
Interest Rate |
Annual Percentage Yield (APY) |
Interest Rate |
Annual Percentage Yield (APY) |
|
| $0 - $4,999.99 | 0.005% | 0.01% | 0.10% | 0.10% | 0.15% | 0.15% | 0.20% | 0.20% |
| $5,000 - $14,999.99 | 0.005% | 0.01% | 0.10% | 0.10% | 0.15% | 0.15% | 0.20% | 0.20% |
| $15,000 - $49,999.99 | 0.05% | 0.05% | 0.10% | 0.10% | 0.15% | 0.15% | 0.20% | 0.20% |
| $50,000 - $99,999.99 | 0.05% | 0.05% | 0.10% | 0.10% | 0.15% | 0.15% | 0.20% | 0.20% |
| $100,000 - $249,999.99 | 0.05% | 0.05% | 0.10% | 0.10% | 0.15% | 0.15% | 0.20% | 0.20% |
| $250,000 - $499,999.99 | 0.05% | 0.05% | 0.10% | 0.10% | 0.15% | 0.15% | 0.20% | 0.20% |
| $500,000 - $999,999.99 | 0.05% | 0.05% | 0.10% | 0.10% | 0.15% | 0.15% | 0.20% | 0.20% |
| $1,000,000 And Above | 0.05% | 0.05% | 0.10% | 0.10% | 0.15% | 0.15% | 0.20% | 0.20% |
Apply for a Money Market account
For more detailed information, please take the time to read the Schedule of Fees and Charges For Personal Accounts
Important disclosure information
All accounts are subject to approval.
- The Annual Percentage Yield (APY) is subject to change without notice. The interest rate on the entire balance of your account will be paid based on the applicable daily balance tier. Account has variable interest rate subject to change after account opening and without notice. Interest is earned on account balance greater than $0, compounded daily, credited monthly and paid on the collected balance, using the daily balance method. Fees may reduce earnings. Back
- Standard Rates accurate as of 06/30/2021. All Relationship Money Market accounts receive Relationship Rates for >$500,000 Relationship at initial account opening (or conversion for existing Synovus money market accounts). Customer relationships are evaluated every month-end to determine relationship rate qualification. To continue receiving Relationship Rates after the first month-end evaluation, you must meet the necessary relationship requirements. If you do not meet the relationship requirements to receive preferred rates under a Synovus relationship program (Synovus Plus, Synovus Inspire, Synovus Private Wealth), your Relationship Money Market account will receive Standard Rates after month-end evaluation. Back
- Relationship Rates accurate as of 06/30/2021. To be eligible for Relationship Rates, you must qualify for a Synovus relationship program: Synovus Plus, Synovus Inspire or Synovus Private Wealth. Relationship program qualification requires an anchor checking account: Free Checking, Inspire Checking or Private Wealth Checking, and may require a minimum ending balance in combination of your personal checking, savings, money market, CD or IRA accounts with Synovus Bank or investment accounts with Synovus Securities, Inc. as of the last business day each month (your Relationship). Synovus Securities, Inc. is the broker/dealer affiliate of Synovus Bank and is a member FINRA/SIPC and an SEC Registered Advisor. Investment products are NOT FDIC INSURED, NO BANK GUARANTEE, MAY LOSE VALUE. See applicable Relationship Program Terms for more information (Synovus Plus, Synovus Inspire, Synovus Private Wealth). Back