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You deserve to be rewarded.

With so many credit card options out there, why settle for one without rewards? Today we invite you to apply for a Synovus Rewards Visa® Credit Card or a Synovus Business Rewards Visa® Credit Card. Just spend $1,5001 in the first 90 days, and you’ll receive a $200 statement credit.2 It’s that simple.

Plus, you’ll also enjoy:

  • No annual fee.
  • 0% introductory APR3 for the first six months on purchases, balance transfers, and overdraft protection transactions, with competitive rates afterward between 10.99% and 22.99% based on your credit history.
  • The ability to earn rewards. You can earn 3X points in a Dynamic Earn4 category of your choice on up to $3,000 in net spend1 per quarter, and 1X points on all eligible purchases — with no limit on points earned and no redemption fee. Plus, you can select specific transactions to pay off with your points using the Pay Me Back feature.
  • Secure banking your way. Manage your account 24/7 with CardView®. You can make online payments, view statements, lock or unlock, your card, and access the rewards website.
  • Fraud alerts. Rely on Synovus Fraud Alerts and get notified via text, email, and/or phone when questionable or specific types of activity occur on your account.
  • Flexible spending limits for business cards. With the Synovus Business Rewards Visa® Credit Card, we can issue up to 19 cards for you and your employees. Plus, you can set spending limits for each employee card.

Offer extended to November 30, 2019.


 visa rewards card  business rewards visa card

  1. Eligible purchases (net spend) are defined as total purchases less returns and merchant credits. Eligible purchases also do not include fees, interest, purchases of Travelers Checks, purchases of or loading of any prepaid card, purchases of foreign currency, balance transfers, promotional or convenience checks or other purchases or cash equivalents, or using the card for any purchase made at Back
  2. Earn a $200 statement credit when you have at least $1,500 or more in net spend on your Synovus Visa® Credit Card within the first 90 days of opening your card. Statement credits will generally be applied to your account by the end of the month following the month in which the eligible transactions occurred, and will not be awarded to an account for purchases during a billing cycle if your account is not open and current on the billing cycle closing date. The statement credit applies toward the balance and does not replace the monthly payment. You are responsible for any tax due on any amount received which is considered interest and will be reported on IRS Form 1099-MISC. Back
  3. On purchases, balance transfers, and overdraft protection transactions, a 0% introductory APR for the first 6 months from account opening and after that a variable APR of 10.99%–22.99% (as of September 30, 2019), based on the Prime Rate, your creditworthiness and other factors. On overdraft protection transactions, a variable APR of 10.99%–22.99% (as of September 30, 2019). On Cash Advances (except overdraft protection transactions), a variable APR of 25.99% (as of September 30, 2019). The Cash Advance transaction fee is 4% of the cash advance ($10 minimum), except on overdraft protection transactions, for which on consumer cards is either $15 or the amount of the overdraft protection transaction, whichever is less; and for business is 3% of the amount of the overdraft protection transaction with a minimum of $5. The foreign/international transaction fee is 3% of the transaction (including transactions made in U.S. dollars and cross border transactions). Back
  4. As a new customer, you can change your Dynamic Earn category within the first 30 days of account opening. After that, you can change your Dynamic Earn category up until the last day of the current quarter for the following quarter by logging on to Back