How to Monitor Your Business Credit Report

Keeping your business credit score healthy requires more than simply paying your bills on time. While that certainly helps, it's not uncommon for fraud or mistakes to appear on your business credit report, dragging your score down if you're not aware of them.

Once you know the problem, it's not typically too hard to correct. But with multiple business credit scores and reports out there, it can be tough to know where to look. Here's how to monitor your business credit report from each of the major business credit rating agencies: Dun & Bradstreet, Equifax, and Experian.

Dun & Bradstreet

Dun & Bradstreet offers (D&B) several options for ordering your business credit report. If you don't already have a D-U-N-S Number (the company's proprietary identification system), you'll need to register for one online.1 The process can take up to 30 days, and D&B will email you once your number has been assigned. From there, you'll have a variety of options to monitor your credit that best suits your needs and budget.

Equifax

You can order a single Equifax2 business credit report through their website. The report includes a business profile, credit summary, a 12- month payment history, your Equifax business credit score, and information on any judgments, liens, or bankruptcies reported to your business.

Experian

You can find your business credit report at Experian3 by providing a few basic details about your business, including your company name, city, and state. Once you locate your business in the database, you may have several credit report options.