Business Resource Center

3 Ways to Keep Your Small Business Afloat When Cash Runs Low

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Many business credit cards offer rewards, such as cash points points you can redeem to pay for travel, merchandise, or gift cards.


Use your business credit card

A business credit card offers a revolving line of credit you can use when you need to make an expensive purchase or cover day-to-day expenses while you're waiting on slow-paying clients. It's typically much quicker — and easier — to get a business credit card than to get a business line of credit. So if you're a newer business, a business credit card can be a good place to start.

Many business credit cards — like the Synovus Business Rewards Visa® Credit Card – offer rewards you can use to pay for travel, merchandise, gift cards or cash back. They not only give you financial flexibility when you're short on cash but also provide perks for everyday business spending.

Accessing cash quickly isn't always easy for business owners. That's why the best time to plan for cash shortfalls is before they happen. Saving a percentage of your monthly revenues for emergencies, securing a business line of credit, and applying for a business credit card are easier to do when you're not up against a deadline. Lining up these backup plans now will leave you better prepared to keep your business in the black going forward.

Important Disclosure Information

This content is general in nature and does not constitute legal, tax, accounting, financial or investment advice. You are encouraged to consult with competent legal, tax, accounting, financial or investment professionals based on your specific circumstances. We do not make any warranties as to accuracy or completeness of this information, do not endorse any third-party companies, products, or services described here, and take no liability for your use of this information.