BANKS*

ALABAMA

Birmingham, AL
First Commercial Bank *
Enterprise, AL
Community Bank & Trust of Southeast Alabama*
Huntsville, AL
First Commercial Bank of Huntsville *
Jasper, AL
The First National Bank of
Jasper *
Mobile, AL
Coastal Bank and
Trust *, a division of CB&T of Southeast Alabama
Montgomery, AL
Sterling Bank *

Phenix City, AL
CB&T Bank of East Alabama *
Tuscaloosa, AL
The Bank of Tuscaloosa *

FLORIDA
Fernandina Beach, FL
First Coast Community
Bank *
Jacksonville, FL
Synovus Bank of
Jacksonville *
Naples, FL
Synovus Bank  *
Pensacola, FL
Coastal Bank and Trust
of Florida *
St. Petersburg, FL
Synovus Bank  *
Tallahassee, FL
Tallahassee State Bank *

GEORGIA
Albany, GA
SB&T *
Alpharetta, GA
Bank of North Georgia *
Americus, GA
SB&T *
Atlanta, GA
Bank of North Georgia *
Athens, GA
AFB&T *
Augusta, GA
AFB&T *
Brunswick, GA
The Coastal Bank of Georgia *
Calhoun, GA
Georgia Bank & Trust *
Chatsworth, GA
Cohutta Banking Company  *
Columbus, GA
Columbus Bank and Trust Company *
                                                            

                             
LaGrange, GA
Commercial Bank and Trust  Company of Troup County *
Newnan, GA
Bank of Coweta *
Rome, GA
Citizens First Bank *
Savannah, GA
Sea Island Bank *
Statesboro, GA
Sea Island Bank *
Thomasville, GA
Commercial Bank *
Tifton, GA
First Community Bank of Tifton *
Valdosta, GA
First State Bank and Trust Company of Valdosta *
Warner Robins, GA
CB&T Bank of Middle Georgia *

SOUTH CAROLINA
The National Bank of South Carolina *

Anderson, SC
Bishopville, SC
Bluffton, SC
Camden, SC
Cayce, SC
Charleston, SC
Columbia, SC
Florence, SC
Goose Creek, SC
Greenville, SC
Greer, SC
Hilton Head, SC
Inman, SC
Irmo, SC
Lexington, SC                                                                              

SYNOVUS FINANCIAL CORP

Atlanta, GA
Creative Financial Group, Ltd.
Globalt, Inc.

Birmingham, AL
Synovus Mortgage

Columbus, GA
Synovus Financial Corp
Synovus Insurance Services
Synovus Securities, Inc.
Synovus Trust Company