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shareholder information
general offices
Synovus Financial Corp.
P.O. Box 120
Columbus, GA 31902-0120

 
stock trading information
Synovus Financial Corp. common stock is traded on the New York Stock Exchange (NYSE) under the symbol "SNV".

Price and volume information appears under the abbreviation "SynovusFnl" in NYSE daily stock quotation listings.

 
dividend reinvestment and direct stock purchase plan
The Synovus Financial Corp. Dividend Reinvestment and Direct Stock Purchase Plan provides a comprehensive package of services designed to make investing in Synovus stock easy, convenient and more affordable. If you are not a Synovus shareholder, you can join the Plan by making an initial investment of at least $250, which includes an enrollment fee of $10. If you are a Synovus shareholder, you can participate by submitting a completed enrollment form. If your shares are held in a brokerage account, you must first register at least 10 shares in your name. You can invest all or a part of your cash dividends to accumulate more shares without paying fees. You can purchase additional shares by investing between a minimum of $50 at any one time and a maximum of $250,000 total in a calendar year.

For an enrollment package, please contact our automated request line at (800) 337-0896.

 
direct dividend deposit plan
Synovus Financial Corp. offers shareholders a convenient Direct Dividend Deposit Plan for automatic deposit of dividends into personal bank accounts on the same day dividends are paid.

For more information, contact the Transfer Agent at (800) 503-8903.

 
ratings
Synovus Financial Corp.: Long-Term Debt, Standard and Poor's rates A, Moody's A3, and Thomson Bankwatch AA-. Columbus Bank and Trust Company: Short-Term Certificates of Deposit, Standard and Poor's rates Al; Long-Term Certificates of Deposit, Standard and Poor's rates A+.

 
form 10-k
A copy of the Company's 1999 annual report on Form10-K, filed with the Securities and Exchange Commission, is available at no charge upon written request to Investor Relations at the address below.

 
investor relations
Analysts, investors and others seeking financial information should contact:

Patrick A. Reynolds
Senior Vice President
Director of Investor Relations
Synovus Financial Corp.
P.O. Box 120
Columbus, GA 31902-0120
(706) 649-5220 FAX: (706) 644-8065

 
shareholder services
Shareholders desiring to change the name, address or ownership of stock; report lost certificates; or consolidate accounts, should contact the Transfer Agent at (800) 503-8903, or write:

State Street Bank and Trust Company
c/o EquiServe Limited Partnership
P.O. Box 8200
Boston, MA 02266-8200

 
on the internet
Synovus Financial Corp. is found on the Internet at:

 
notice of annual shareholders' meeting
10:00 a.m. Eastern time, April 20, 2000, in the
South Hall of the Columbus, Georgia, Convention and
Trade Center.
 
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